Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14068 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top Cryptocurrencies for 2025:  Why Shiba Inu (SHIB) and Mutuum Finance (MUTM) Will Deliver Big Gains

Top Cryptocurrencies for 2025:  Why Shiba Inu (SHIB) and Mutuum Finance (MUTM) Will Deliver Big Gains

As the crypto market gets ready for 2025 bull run, investors are looking for assets that combine innovation with growth potential. Although traditional coins like Shiba Inu (SHIB) are still favorites, Mutuum Finance (MUTM) is generating considerable buzz among watchers. Mutuum Finance phase 6 presale is already selling the token for $0.035. Investors buying the […]

Author: Cryptopolitan
Aave Debuts Tokenized Asset Borrowing Platform Backed by Circle, Ripple, Others

Aave Debuts Tokenized Asset Borrowing Platform Backed by Circle, Ripple, Others

The post Aave Debuts Tokenized Asset Borrowing Platform Backed by Circle, Ripple, Others appeared on BitcoinEthereumNews.com. Aave Labs has launched Horizon, its new platform dedicated to institutional borrowers to access stablecoins using tokenized versions of real-world assets (RWAs) like U.S. Treasuries as collateral. At launch, institutions will be able to borrow Circle’s USDC, Ripple’s RLUSD and Aave’s GHO against a set of tokenized assets, including Superstate’s short-duration U.S. Treasury and crypto carry funds, Circle’s yield fund, and Centrifuge’s tokenized Janus Henderson products. The platform aims to offer qualified investors with short-term financing on their RWA holdings and allow them to deploy yield strategies. With Horizon, first announced in March, Aave aims to tap into the rapidly growing, $26 billion tokenized asset market and turning those assets into usable capital for institutions. Tokenized assets are projected to balloon into a multiple trillion-dollar market over the next few years as major banks and asset managers increasingly place traditional instruments like bonds, equities, real estate on blockchain rails as a token for operational efficiency. However, efforts to make RWA tokens useful in the decentralized finance (DeFi) lending markets are in the early innings, limiting their practical use. “Horizon delivers the infrastructure and deep stablecoin liquidity that institutions require to operate on-chain, unlocking 24/7 access, transparency and more efficient markets,” Aave Labs founder Stain Kulechov said in a statement. The protocol runs on Aave V3, which is the largest decentralized lending protocol with more than $66 billion in assets on the platform, according to DefiLlama data. The platform’s setup blends permissioned and permissionless features: collateral tokens embed issuer-level compliance checks, while the lending pools remain open and composable. Horizon (Aave Labs) Chainlink’s oracle services supply real-time pricing data, starting with NAVLink, delivering net asset values of tokenized funds directly on-chain to ensure the loans are appropriately collateralized. Launch partners include a range of asset issuers including Ethena, OpenEden, Securitize, VanEck,…

Author: BitcoinEthereumNews
Aave Labs Launches Horizon, Enabling Institutions to Borrow Stablecoins Against RWAs

Aave Labs Launches Horizon, Enabling Institutions to Borrow Stablecoins Against RWAs

The post Aave Labs Launches Horizon, Enabling Institutions to Borrow Stablecoins Against RWAs appeared on BitcoinEthereumNews.com. With Horizon, Aave offers institutional investors a compliant way to deploy their idle liquidity into DeFi. Aave Labs, the team behind Aave, the largest lending protocol in decentralized finance (DeFi) with over $40 billion in total value locked (TVL), has launched a new platform called Horizon, which enables institutions to borrow stablecoins using tokenized real-world assets (RWAs) as collateral. The platform, built on Aave’s protocol, is designed to operate around the clock while combining compliance frameworks with on-chain liquidity, the firm said in a Wednesday press release shared with The Defiant. With Horizon, institutions can tap stablecoins using traditional assets, such as U.S. Treasuries and institutional funds, as well as crypto-focused funds and AAA-rated CLOs, thereby putting idle liquidity to work that’s typically locked in slower, legacy systems. Targeting RWA Growth Under the hood, the platform uses Chainlink SmartData, starting with Onchain NAV, to automatically track the value of tokenized assets, letting institutions borrow stablecoins in real-time. Aave Labs also plans to add tools like Proof of Reserve and SmartAUM later to facilitate easier risk management. Aave Labs founder Stani Kulechov said in the announcement that the platform is built for the “growth of tokenized real-world collateral.” The launch includes a network of partners spanning asset managers, tokenization providers, and stablecoin issuers, including Centrifuge, Superstate, Circle, RLUSD, VanEck, Hamilton Lane, and WisdomTree. Top RWA Blockchains The launch comes as the tokenized RWA market has grown to $26.6 billion, with Ethereum accounting for more than 51% of the sector, according to RWA.xyz. The largest vehicle is BlackRock’s BUIDL fund, focused on U.S. Treasuries, with nearly $2.4 billion in assets, followed by Tether’s tokenized gold at $1.26 billion and Paxos’ tokenized gold at over $945 million. Kevin Rusher, founder of RWA lending platform RAAC, told The Defiant in April that the sector…

Author: BitcoinEthereumNews
JPMorgan Commits Half-Billion Dollars to Numerai’s AI Hedge Fund

JPMorgan Commits Half-Billion Dollars to Numerai’s AI Hedge Fund

Numerai has secured a $500 million commitment from JPMorgan Asset Management, underscoring growing institutional interest in AI-powered hedge funds and crypto-integrated investment strategies.

Author: Cryptodaily
Jupiter Lend launches public beta with over 40 vaults, $2m incentive

Jupiter Lend launches public beta with over 40 vaults, $2m incentive

Jupiter Lend is live in public beta on Solana

Author: Crypto.news
Jupiter Lend debuts with 40 vaults and stablecoin support

Jupiter Lend debuts with 40 vaults and stablecoin support

The post Jupiter Lend debuts with 40 vaults and stablecoin support appeared on BitcoinEthereumNews.com. Jupiter DEX added another service to its suite, turning into one of the complete DeFi hubs on Solana. Jupiter announced the creation of its initial lending service, with 40 vaults and $2M in incentives.  Jupiter is adding another service to its suite, launching a native lending solution. Jupiter Lend announced its public beta launch, with 40 active vaults and $2M in incentives. The lending protocol was created in partnership with Fluid DeFi. Jupiter Lend announced its launch in August, releasing an audited public beta just weeks later.  Jupiter Lend Public Beta is live 🥳 The most advanced money market on Solana has arrived, built with @0xfluid After weeks of testing, audits, and feedback, we’re launching with 40+ vaults and $2m+ in incentives from Jup, Fluid, and partners. Here’s what you need to know 🧵 pic.twitter.com/U3HfGyizcc — Jupiter (🐱, 🐐) (@JupiterExchange) August 27, 2025 Until recently, Jupiter was mostly a hub for DEX activity, routing, and trading. In the past few months, Solana accelerated its lending activity, mostly driven by Kamino Lend. Now, Jupiter aims to grab a piece of the growing liquidity and demand for collateralized loans.  Jupiter aims to compete with a new liquidation engine, offering lower risk and fees for holding positions. The new lending vault uses the Fluid loan technology, allowing multiple lending loops without fear of liquidation.  Jupiter to boost Solana-based BTC lending The new lending protocol will start out with a selection of stablecoins, including USDC, USDT, EURC, USDG, USDS, and syrupUSDC. Both borrowers and lenders will have special incentives to boost activity.  Additionally, Jupiter’s vaults will accept Solana versions of wrapped BTC, including cbBTC by Coinbase, xBTC, and the oldest asset, WBTC. Solana is becoming one of the significant BTC-based lending platforms, with over $300M of BTC liquidity on Kamino.  Jupiter will also use…

Author: BitcoinEthereumNews
Ethereum (ETH) Hits a New All-Time High as Market Strength Returns, Why Mutuum Finance (MUTM) May Rocket Ahead With Bigger Gains

Ethereum (ETH) Hits a New All-Time High as Market Strength Returns, Why Mutuum Finance (MUTM) May Rocket Ahead With Bigger Gains

Ethereum (ETH) hit a new all-time high this week, and with it the confidence of the wider crypto market returned, as investors gaze out at the bigger space with fresh optimism. Meanwhile, Mutuum Finance (MUTM) is in stage 6 of presale at $0.035. It will be worth 14.29% more at $0.04 when in presale stage […]

Author: Cryptopolitan
Luxxfolio’s Plan To Free Hard Money

Luxxfolio’s Plan To Free Hard Money

The post Luxxfolio’s Plan To Free Hard Money appeared on BitcoinEthereumNews.com. Everyone knows the story all too well: Bitcoin emerged as a radical alternative to the global financial system. Its promise was simple but revolutionary, as a decentralized, peer-to-peer currency that cut out middlemen, resisted censorship, and empowered individuals. It was a rebellion against the established order of central banks, governments, and financial institutions. But over time, that rebellion has been tempered – and perhaps, even tamed. Once a tool for financial freedom, Bitcoin has been increasingly absorbed into the very institutions it aimed to disrupt. Wall Street investment vehicles, custodial wallets controlled by large firms, and regulatory frameworks have reshaped the ecosystem around Bitcoin into something more familiar – and more controllable. Why Silver Might Just Be the New Gold For Zayn Kalyan, Strategic Advisor at Luxxfolio, the first publicly traded company building its corporate treasury primarily around Litecoin (LTC), Bitcoin’s shift from rebellion to institutional mainstream is both concerning and motivating. Luxxfolio is positioning Litecoin as the true continuation of the crypto rebellion: a resilient hard money asset ready to reclaim the original promise of financial sovereignty. Litecoin has often been dubbed “digital silver” to Bitcoin’s “digital gold.” It shares Bitcoin’s open-source ethos and core cryptographic principles, but offers faster transaction speeds and significantly lower fees. These characteristics make Litecoin uniquely suited to everyday transactions and new financial applications. But Kalyan sees Litecoin as more than just silver. To him, LTC has the potential to serve as an efficient, foundational layer that can underpin tomorrow’s global monetary system. Litecoin: The Real Hard Money Resisting Centralization Bitcoin’s rise brought with it increasing institutional interest – one which has both fueled price appreciation and brought regulatory oversight, custodial gatekeepers, and concentrated influence. Like Kalyan, many in the digital asset space argue that Bitcoin’s growth model has diluted its original vision as a…

Author: BitcoinEthereumNews
Aave Horizon Platform Launches with Institutional Stablecoin Borrowing Features

Aave Horizon Platform Launches with Institutional Stablecoin Borrowing Features

TLDR Aave Labs’ Horizon platform enables institutional borrowing using tokenized RWAs as collateral. Horizon’s partners include Circle, VanEck, Chainlink, and WisdomTree, pushing institutional DeFi. Horizon offers a capital-efficient borrowing infrastructure with 24/7 access and compliance. Aave Labs unlocks over $25 billion in tokenized RWAs, increasing their liquidity and utility. Aave Labs has officially launched Horizon, [...] The post Aave Horizon Platform Launches with Institutional Stablecoin Borrowing Features appeared first on CoinCentral.

Author: Coincentral
Aave Launches Horizon, Letting Firms Borrow USDC, RLUSD, and GHO Against Tokenized Assets

Aave Launches Horizon, Letting Firms Borrow USDC, RLUSD, and GHO Against Tokenized Assets

TLDR: Aave Horizon allows stablecoin borrowing against tokenized Treasurys and collateralized loans. Chainlink powers Horizon with Onchain NAV, offering real-time net asset values for collateral. Horizon supports USDC, RLUSD, and GHO, providing predictable liquidity for institutions. Aave’s treasury hit $132.7M, reflecting 130% growth, showing protocol revenue strength. Aave Labs has rolled out Horizon, a new [...] The post Aave Launches Horizon, Letting Firms Borrow USDC, RLUSD, and GHO Against Tokenized Assets appeared first on Blockonomi.

Author: Blockonomi