伊隆·馬斯克的 X 探索穩定幣創作者付款：USDC 支付可能如何運作

摘要

馬斯克（Elon Musk）的 X 平台正在探索是否可以使用 Circle 的 USDC 等穩定幣來補償網紅及其他內容提供者。

CoinDesk於8月20日報導，據知情人士透露，相關討論仍在進行中。截至報導發布時，X尚未公開確認最終的穩定幣支付產品。

這一發展之所以特別相關，是因為X也在改變其創作者變現模式，以「原創內容獎勵計畫」取代先前的「收益分享」計畫。

如果實施，穩定幣盈利率可能為 X 提供一種方式，讓創作者能夠跨越國界獲得報酬，而不必完全依賴傳統的國際支付管道。

X 真的要推出 USDC 創作者付款功能嗎？

還沒有。

探索與發射之間的區別很重要。

根據 CoinDesk 報導，X 正在洽談使用穩定幣（包括 USDC）向具影響力的用戶和內容提供者支付版稅或款項。相關討論仍在進行中，X 代表並未確認最終實施方案。

因此，聲稱X已推出USDC創作者付款功能的頭條新聞，已超出目前經證實的範圍。

在 X 和穩定幣創作者付款方面，閱讀原始 CoinDesk 報告

X 為何會使用穩定幣進行創作者付款？

创作者平台面临一个基本的国际支付问题。

一個平台可能在一個國家賺取收入，同時需要向另一個國家的創作者付款。傳統的跨境轉帳可能涉及：

• 中介銀行；
• 货币兑换；
• 區域銀行限制；
• 结算延迟；
• 最低盈利率要求；
• 額外的處理成本。

以美元計價的穩定幣有可能在相容的區塊鏈網路上全天候流通，並在沒有相同代理銀行鏈的情況下完成結算。

這並不會讓穩定幣轉帳變得零成本或不受監管，但它可以改變較小額國際支付的經濟效益。

X 上的 USDC 支付如何運作？

尚未公布最終架構，但可能的模型可能如下所示：

實際的實施方式可能因X的支付合作夥伴、託管結構、支援的網路和監管要求而有顯著差異。

Why USDC Is Being Discussed

CoinDesk specifically identified USDC as an example of the stablecoins under discussion.

Stablecoins are particularly suited to creator payouts because creators generally want compensation denominated in a stable unit rather than receiving an asset that could move 10% between the time income is calculated and the time it is spent.

For users unfamiliar with stablecoins, MEXC's What Is Stablecoin guide provides background on why dollar-pegged tokens are commonly used as digital settlement assets.

X Is Already Moving Deeper Into Financial Content

The stablecoin story is not happening in isolation.

Earlier in 2026, X moved to integrate more financial information directly into its social experience through Smart Cashtags.

MEXC Blog covered that development in Smart Cashtags Guide: X Set to Become the Ultimate Crypto Deep-Dive Battlefield.

Stablecoin creator payouts would represent a different layer of the same broader trend:

financial information → monetization → payments

Instead of merely allowing users to discuss or track crypto assets, stablecoin payments would put blockchain settlement directly inside the creator economy.

Why Creator Payments Could Be a Major Stablecoin Use Case

Stablecoin adoption is increasingly moving beyond crypto trading.

Payments are especially attractive because they solve a more visible consumer and business problem: moving dollar-denominated value across borders.

For creators, the advantages could include faster settlement and easier international access.

For social platforms, stablecoin infrastructure could potentially reduce dependence on fragmented local payout systems.

For stablecoin issuers, creator payments create transactional demand that is unrelated to speculative crypto trading.

That is strategically important because sustainable stablecoin adoption depends on whether people actually use the tokens for payments, treasury management, commerce and settlement.

What Are the Main Risks?

Several questions remain unanswered.

Regulation and KYC

Creator payment systems need to comply with local financial regulations, sanctions rules and identity-verification requirements.

Wallet Security

Stablecoin payments introduce wallet-management risk. Sending funds to an incorrect address may be difficult or impossible to reverse.

Network Selection

USDC exists on multiple blockchain networks. X would need to determine which networks it supports and how users select the correct one.

Off-Ramp Access

Receiving USDC is only useful if creators can hold it, spend it or convert it into local currency efficiently.

Product Uncertainty

Most importantly, the feature has not yet been officially launched. Current reporting describes ongoing discussions, not a completed deployment.

What This Could Mean for the Creator Economy

If X ultimately enables stablecoin payouts at meaningful scale, the significance may extend beyond crypto.

Social platforms could become one of the most natural distribution channels for digital dollars because they already connect creators and audiences across national borders.

The question would then move from:

“Can stablecoins process payments?”

to:

“Can stablecoins become a default payout rail for internet-native work?”

X's experiment could provide an important real-world test.

FAQ

Is X paying creators in USDC now?

No confirmed broad launch has been announced. X is reportedly exploring stablecoin payments, including USDC.

Why would X use stablecoins?

Stablecoins can potentially simplify fast, dollar-denominated cross-border payments to creators in different countries.

Is X launching its own stablecoin?

There is currently no confirmed announcement in this report that X is creating its own token.

What is the X Original Content Rewards Program?

It is X's newer creator-monetization model designed to reward original ideas, reporting, expertise, creativity and commentary.

Could X stablecoin payments increase crypto adoption?

Potentially. Large social platforms can expose users to blockchain payments without requiring them to begin with speculative trading, but adoption would depend on usability, regulation and actual rollout.