Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23216 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
FATF’s crypto checklist hints at the next regulatory crackdown

FATF’s crypto checklist hints at the next regulatory crackdown

The FATF is shaping global crypto rules from behind the scenes, with stablecoins and DeFi next in line for scrutiny.

Author: PANews
Connecticut Goes Anti-Crypto as Governor Lamont Signs Bill Banning State Digital Asset Investments

Connecticut Goes Anti-Crypto as Governor Lamont Signs Bill Banning State Digital Asset Investments

Connecticut Governor Ned Lamont has officially signed into law a comprehensive “Bitcoin Reserve Ban” that prohibits the state from accepting, holding, or investing in digital asset. The legislation, known as H.B. 7082, passed unanimously through both the state House of Representatives and Senate without a single opposing vote. Source: cga.ct.gov The new law explicitly bars Connecticut and its political subdivisions from accepting virtual currency as payment or establishing any form of digital asset reserve . This positions Connecticut as one of the most restrictive states regarding cryptocurrency adoption, contrasting sharply with the growing trend of Bitcoin reserve legislation across the United States. The timing appears particularly significant, as 26 states have introduced 47 Bitcoin reserve bills, with Texas, New Hampshire, and Arizona already having approved state-level Bitcoin reserve frameworks. Connecticut’s decision effectively removes it from the national conversation around strategic crypto adoption for public treasuries. The legislation extends beyond investment restrictions to comprehensive regulations governing the transmission of money. Crypto businesses must now provide extensive disclosures about material risks, including warnings about fraud potential, market volatility, and the irreversible nature of transactions. Additional protections require parental verification for users under 18 years old. 🚨 NEW: Connecticut Governor Ned Lamont officially signed into law the state's 'Bitcoin Reserve Ban' today. Connecticut is now prohibited from accepting, holding, or investing in digital assets. https://t.co/vIXIkprdHI — Bitcoin Laws (@Bitcoin_Laws) July 1, 2025 States Rally Around Bitcoin Adoption Despite Federal Uncertainty Crypto adoption at the state level is aggressively growing and starkly contrasts with this new Connecticut move. Texas leads the movement with Governor Greg Abbott signing Senate Bill 21 , establishing America’s first state-funded Bitcoin reserve entirely separate from the state treasury. ✅ Texas has officially joined the small but growing list of U.S. states moving toward on-chain finance, passing a bill that protects Bitcoin reserves. #Texas #Bitcoin https://t.co/kBh6nFgROs — Cryptonews.com (@cryptonews) June 22, 2025 Texas Comptroller Glenn Hegar will oversee the fund, with companion legislation HB 4488 protecting reserves from routine fund reallocations. Senator Charles Schwertner led the initiative, arguing, “ the state of Texas should have the option of evaluating the best performing asset over the last 10 years. “ New Hampshire also achieved a historic milestone by becoming the first state to pass laws allowing public funds to be invested in Bitcoin reserves . Governor Kelly Ayotte signed legislation permitting up to a 5% allocation in digital assets with a market capitalization exceeding $500 billion, effectively targeting Bitcoin exclusively. California is also not left out with its progressive adoption through Assembly Bill 1180 , which unanimously passed with 78 Assembly Members supporting pilot programs for digital asset fee payments. The Department of Financial Protection and Innovation will create frameworks for cryptocurrency-based government transactions by 2025. Arizona, however, presents a complex picture, with Governor Katie Hobbs vetoing comprehensive Bitcoin reserve legislation while simultaneously signing HB 2749, which creates frameworks for managing unclaimed digital assets. The state maintains multiple active bills, including revised HB2324, which recently passed Senate reconsideration. Corporate adoption accelerates regardless of state-level policies, with 252 entities now holding Bitcoin, representing approximately 16.57% of the total supply. Source: BitcoinTreasuries Strategy maintains the largest position at 597,325 BTC worth $63.93 billion, with the most recent purchase being 4,980 Bitcoin for $531.1 million, at an average price of approximately $106,801 per bitcoin. Source: SaylorTracker Regulatory Patchwork Creates Compliance Challenges Notably, the new Connecticut law mandates extensive compliance measures, including customer identification protocols, transaction receipt requirements, and robust risk disclosure frameworks that exceed federal minimums. Money transmission licensees must maintain virtual currency holdings equal to customer obligations while prohibiting unauthorized use of controlled assets. The legislation establishes that virtual currency held by licensees becomes property interests of claimants, creating additional legal protections for consumers. Several states have abandoned their efforts to reserve Bitcoin, creating an inconsistent national landscape. Florida withdrew House Bill 487 and Senate Bill 550 during legislative sessions, joining Wyoming , South Dakota, North Dakota , Pennsylvania, Montana, and Oklahoma in failed adoption attempts. Positively, some other states are still in the process. For instance, Michigan introduced House Bill 4087 , which allows for a 10% treasury allocation to cryptocurrencies. 🇺🇸 The Michigan House Bill was introduced by Representatives Bryan Posthumus and Ron Robinson to push for a strategic Bitcoin reserve. #BitcoinReserve #Michigan https://t.co/fXJSPOQ6gs — Cryptonews.com (@cryptonews) February 14, 2025 At the same time, Ohio advanced Senate Bill 57 , which creates exclusive Bitcoin reserve funds with mandatory five-year holding periods. Similarly, North Carolina also passed legislation permitting a 5% investment allocation pending validation by third-party oversight. Additionally, West Virginia’s Inflation Protection Act proposes a 10% treasury allocation to digital assets with a market capitalization exceeding $750 billion, effectively limiting investments to Bitcoin and select stablecoins. The legislation positions precious metals and cryptocurrencies as inflation hedges against government spending deficits. Oklahoma has also approved the Strategic Bitcoin Reserve Act through the House Committee with a 12-2 vote, allowing for a 10% public fund allocation to digital assets that meet market capitalization thresholds. The state previously passed Bitcoin Rights legislation protecting self-custody rights and transaction freedoms.

Author: CryptoNews
Stablecoins backed by US debt: On-chain replication of broad money and reconstruction of the financial system

Stablecoins backed by US debt: On-chain replication of broad money and reconstruction of the financial system

Overview Stablecoins backed by U.S. Treasuries are quietly building an on-chain broad money (M2) system. Stablecoins like USDT and USDC currently have a circulation of $220–256 billion, accounting for about

Author: PANews
After the US dollar stablecoin boom, South Korea lifted the 14-year ban on "Kimchi bonds"

After the US dollar stablecoin boom, South Korea lifted the 14-year ban on "Kimchi bonds"

PANews reported on July 1 that according to the Financial Times, affected by the speculative craze of US dollar stablecoins, in order to attract hedging capital inflows, South Korea lifted

Author: PANews
What will the macro environment look like next? Analyzing four possible scenarios

What will the macro environment look like next? Analyzing four possible scenarios

A choice at a crossroads The market is holding its breath, almost regarding the Fed's rate cut as the starting gun for a new round of asset mania. However, a

Author: PANews
Revisiting the Stablecoin Trilemma: The Current Decline of Decentralization

Revisiting the Stablecoin Trilemma: The Current Decline of Decentralization

Author: Chilla Compiled by: Block unicorn Preface Stablecoins are getting a lot of attention, and for good reason. Beyond speculation, stablecoins are one of the few products in the crypto

Author: PANews
FATF warns of stablecoin crime risks, crypto executives: Not targeting the crypto industry

FATF warns of stablecoin crime risks, crypto executives: Not targeting the crypto industry

PANews reported on July 1 that the Financial Action Task Force (FATF) recently warned of a rise in stablecoin-related criminal activities, but executives of blockchain intelligence companies said that this

Author: PANews
Will Solana price rally after the launch of its first spot ETF?

Will Solana price rally after the launch of its first spot ETF?

Solana experienced a short-lived rally following confirmation that the first-ever Solana ETF featuring staking capabilities is scheduled to launch on July 2, 2025. According to data from crypto.news, Solana (SOL) surged nearly 6% to an intraday high of $158.30 on…

Author: Crypto.news
Circle applies for a national trust bank charter to manage USDC reserves

Circle applies for a national trust bank charter to manage USDC reserves

Circle Internet Group the issuer of the USDC stablecoin, has formally applied for a national trust bank charter from the U.S. Office of the Comptroller of the Currency. The move was made public via a June 30 press release by…

Author: Crypto.news
Circle seeks to launch national trust bank amid JPMorgan's bearish price target

Circle seeks to launch national trust bank amid JPMorgan's bearish price target

Circle (CRCL) closed at $181 on Monday following an announcement that it plans to launch a national trust bank, the First National Digital Currency Bank, N.A. Meanwhile, JPMorgan hinted at a potential 55% plunge to $80 in CRCL's price.

Author: Fxstreet