DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

68514 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Why is Crypto Down Today? Let’s Dive In

Why is Crypto Down Today? Let’s Dive In

TLDR Bitcoin dropped 3.2% to below $114,000 and Ether fell 5.3% to under $4,200 ahead of Fed policy events Crypto market cap declined by $107 billion to $3.77 trillion in 24 hours Fed will release July FOMC minutes on August 20 and Powell speaks at Jackson Hole on August 22 Eight factors including tariff costs [...] The post Why is Crypto Down Today? Let’s Dive In appeared first on CoinCentral.

Author: Coincentral
Is Bitcoin Becoming Too Expensive for Retail Investors?

Is Bitcoin Becoming Too Expensive for Retail Investors?

The post Is Bitcoin Becoming Too Expensive for Retail Investors? appeared on BitcoinEthereumNews.com. As Bitcoin (BTC) experiences a downturn amid the ongoing market slump, new demand is steadily entering the space. Despite the price dip, acquiring a full 1 BTC is becoming increasingly challenging for new buyers. This signals a shift in the asset’s accessibility and investor behavior. Why Owning 1 Bitcoin Is a Rare Milestone Glassnode, a blockchain data and intelligence platform, reported a 1.0% increase in the supply held by first-time buyers. Over the past five days, it has risen from 4.88 million to 4.93 million BTC, indicating new demand. Bitcoin Supply Held By First-Time Buyers. Source: X/Glassnode While the recent increase in Bitcoin demand is promising, acquiring the asset requires substantial capital at this time, something that many investors may not have. A report from CoinGecko highlighted a decline in the number of wallet addresses holding more than 1 BTC, correlating with the asset’s price surge. The report revealed that only around 1 million addresses globally hold 1 or more Bitcoins. Most of these holders accumulated their Bitcoin before 2018. This is when prices were quite low, especially in early 2017 when Bitcoin traded around $1,000.  CoinGecko noted that from 2010 to 2017, such addresses surged from 50,000 to 700,000. However, from 2018 onward, only an additional 300,000 addresses have been added. This brings the total to just over 1 million today.  “When Bitcoin crossed $100,000, this means it is 100x more expensive to become a whole coiner than in 2017. We also notice that the amount of whole coiners actually decreased after 2024, coinciding with Bitcoin ETF approval and institutional adoption,” the report read. CoinGecko suggested that the rise of institutional investors has contributed to a greater concentration of Bitcoin wealth among the wealthiest individuals. This trend may explain the reduction in the number of whole coiners, as some…

Author: BitcoinEthereumNews
Nevada Enacts New Law To Shut Down The Use Of AI For Mental Health But Sizzling Loopholes Might Exist

Nevada Enacts New Law To Shut Down The Use Of AI For Mental Health But Sizzling Loopholes Might Exist

The post Nevada Enacts New Law To Shut Down The Use Of AI For Mental Health But Sizzling Loopholes Might Exist appeared on BitcoinEthereumNews.com. AI makers and everyday therapists need to know about the new law in Nevada that stringently regulates AI that might be used for mental health. getty In today’s column, I examine the recently enacted law by Nevada that seemingly aims to shut down the use of AI for mental health therapy in the glitzy Silver State. Here’s the deal. Several states have been quickly pushing through new legislation to try and restrict or outrightly ban the use of AI to perform therapy. The idea is that only human therapists, psychologists, psychiatrists, and mental health professionals are allowed to perform mental health services. It is presumably an act reserved for human-to-human exclusivity. I recently analyzed the latest such AI-restricting law that was passed in Illinois, see the link here, which in many ways is akin to the Nevada law. I will discuss the mainstay similarities and differences herein. All in all, a looming spread of these laws, including potentially having federal enactments too, puts AI makers in potential trouble and will inexorably squash the use of AI as a mental health tool. Let’s talk about it. This analysis of AI breakthroughs is part of my ongoing Forbes column coverage on the latest in AI, including identifying and explaining various impactful AI complexities (see the link here). AI And Mental Health Therapy As a quick background, I’ve been extensively covering and analyzing a myriad of facets regarding the advent of modern-era AI that produces mental health advice and performs AI-driven therapy. This rising use of AI has principally been spurred by the evolving advances and widespread adoption of generative AI. For a quick summary of some of my posted columns on this evolving topic, see the link here, which briefly recaps about forty of the over one hundred column postings that I’ve…

Author: BitcoinEthereumNews
Unlocking A Pivotal Shift In U.S. Finance

Unlocking A Pivotal Shift In U.S. Finance

The post Unlocking A Pivotal Shift In U.S. Finance appeared on BitcoinEthereumNews.com. Imagine a world where digital currencies are not just speculative assets but foundational pillars of national finance. That future is rapidly becoming a reality, as the U.S. Treasury now sees stablecoin treasury buyers as a significant new source of demand for government debt. This isn’t just a ripple; it’s a wave signaling deeper crypto integration into the very core of the U.S. financial system. Why Are Stablecoin Treasury Buyers Suddenly So Important? U.S. Treasury Secretary Scott Bessent has actively engaged with major stablecoin issuers. Companies like Tether and Circle participated in these crucial discussions. The goal? To gather input on plans to expand short-term Treasury bill issuance in the coming quarters. This direct engagement highlights a crucial shift in perspective. Historically, stablecoins primarily served as a bridge between fiat and cryptocurrencies. However, their vast reserves, often backed by U.S. dollar-denominated assets, make them natural candidates for holding government debt. This formal recognition by the Treasury marks a pivotal moment for digital assets and their role in mainstream finance. What Benefits Do Stablecoins Bring to the Treasury Market? The Treasury’s outreach to stablecoin treasury buyers is a strategic move with clear advantages for both sides. For the U.S. government, it opens up a robust, new channel for funding its operations. This diversification of the investor base can enhance liquidity and stability in the Treasury market, especially during times of high demand for government debt. Consider these key benefits for the Treasury: Diversified Demand: Stablecoins offer a fresh pool of capital, reducing reliance on traditional institutional investors. Increased Liquidity: A broader buyer base can lead to more active trading and better price discovery for Treasury bills. Innovation & Efficiency: Integrating crypto players could pave the way for more efficient digital settlement systems for government securities in the long term. This engagement also…

Author: BitcoinEthereumNews
Ethereum-Based Project Pepeto Surpasses $6.3M in Presale as Ecosystem Development Advances

Ethereum-Based Project Pepeto Surpasses $6.3M in Presale as Ecosystem Development Advances

Ethereum-Based Project Pepeto Surpasses $6.3M in Presale as Ecosystem Development Advances

Author: Cryptodaily
CreataChain Partners DeChat to Enhance Secure, Interoperable Web3 Communication

CreataChain Partners DeChat to Enhance Secure, Interoperable Web3 Communication

CreataChain, a next-gen blockchain platform, has collaborated with DeChat, a secure and open Web3 communication platform. The partnership focuses on advancing the Web3 communication with enhanced interoperability and security. The platform revealed in its official social media announcement that the move endeavors to integrate the Lunar Link technology of CreataChain into DeChat’s secure and open Web3 communication ecosystem. Hence, the development highlights a key step toward enhancing multi-chain interoperability. Powering the Future of Decentralized CommunicationWe’re proud to partner with @DeChat_io — the open, secure Web3 communications protocol trusted by 500K+ users worldwide.With CreataChain’s Lunar Link, DeChat can unlock seamless multichain interoperability for secure,… pic.twitter.com/WWI5SYCabK— CreataChain (@Creata_Chain) August 19, 2025 CreataChain and DeChat Alliance Boosts Web3 Communication In partnership with DeChat, CreataChain attempts to deliver secure as well as interoperable communication within the Web3 ecosystem. Thus, the development makes the both platforms leading players to bolster the future of secure and borderless connectivity within the broader decentralized ecosystem. For this purpose, the Lunar Link technology of CreataChain plays a critical role. Hence, DeChat is integrating the respective solution to let its users enjoy secure interaction across diverse blockchains. Apart from that, the integration will also bring more trust and fluidity to the cross-chain social interactions. In this respect, the development eliminates the barriers posed by scattered blockchain networks. As a result of this, the partnership is anticipated to offer a relatively accessible and inclusive communication infrastructure to facilitate Web3 consumers. Additionally, DeChat pays considerable attention to broadening its ecosystem with the provision of a multichain environment, along with maintaining transparency, speed, and privacy. Simultaneously, the collaboration also reflects the shared vision of redefining the social interaction in the decentralized world. Therefore, it includes the merger of the technological expertise of CreataChain with the wide user base of DeChat. Keeping this in view, both entities attempt to establish exclusive benchmarks for Web3-based social infrastructure with the adoption of multichain communication ecosystems. How Does CreataChain Partnership Assist Web3 Developers? According to CreataChain, the partnership with DeChat unlocks crucial opportunities for builders. In this respect, it delivers a unified framework for dApp development. In line with this, the developers can leverage the robust infrastructure to build seamless decentralized applications to work across diverse blockchains. Moreover, the Lunar Link enables interoperability, while DeChat offers communication-centered and secure protocol for cross-chain compatibility. Overall, this decreases entry barriers and empowers builders to broaden their consumer reach and bring new innovations.

Author: Coinstats
Wall Street Is Finally Turning Its Eyes to Polkadot

Wall Street Is Finally Turning Its Eyes to Polkadot

The post Wall Street Is Finally Turning Its Eyes to Polkadot appeared on BitcoinEthereumNews.com. Altcoins Polkadot is making a strategic pivot to strengthen its position in the ongoing crypto bull market. On Aug. 19, the network announced the creation of Polkadot Capital Group, a new unit focused on building bridges with institutional investors and opening pathways for traditional finance to access its ecosystem. The division, led by David Sedacca, aims to provide data-driven education and guidance for Wall Street participants exploring crypto opportunities. “Our goal is to lead through education and adapt in real time to institutional market priorities,” Sedacca said, stressing that Polkadot must demonstrate its unique value to capital markets. Gavin Wood Takes Back the Helm The launch comes alongside a major leadership shift. Co-founder Gavin Wood confirmed he will return as CEO of Parity, Polkadot’s core development company, by the end of August. Wood replaces Björn Wagner, who has served as chief executive for three years. Wood said his comeback reflects a need for leverage at the top level, noting that with Polkadot’s architecture largely complete, stronger leadership can accelerate execution as markets heat up. “The bigger picture is evolving, and you’ll start to feel that in the months ahead,” he said. Fighting to Regain Momentum The moves highlight Polkadot’s urgent need to reestablish competitiveness. While Ethereum and Solana continue to dominate DeFi and stablecoin markets — commanding billions in activity — Polkadot hosts only about $88 million in stablecoins. This year has been particularly harsh for DOT, which has lost over 40% of its value, even as Ethereum gained nearly 30% on institutional demand and Solana thrived on memecoin trading. The underperformance has raised concerns among supporters, making both the governance shake-up and institutional push critical steps for Polkadot’s future relevance. The information provided in this article is for informational purposes only and does not constitute financial, investment, or trading…

Author: BitcoinEthereumNews
Altcoin Season in September? Coinbase and Pantera Predict Surge

Altcoin Season in September? Coinbase and Pantera Predict Surge

The post Altcoin Season in September? Coinbase and Pantera Predict Surge appeared first on Coinpedia Fintech News The crypto market just lost $107 billion, with Bitcoin dipping to $113,461 and eyeing key support at $112,526. The sell-off was fueled by SEC scrutiny into Alt5 Sigma’s $1.5 billion deal with Trump’s World Liberty Financial, sparking fresh uncertainty. Yet, analysts say this turbulence could set the stage for September’s anticipated altcoin season, as capital …

Author: CoinPedia
Radiant Capital hacker almost doubles stolen funds through ETH trading

Radiant Capital hacker almost doubles stolen funds through ETH trading

Radiant Capital hacker grows stolen assets to $94M through DAI swaps and ETH trading strategy.

Author: Crypto.news
Paul Atkins says the SEC will launch the President’s Digital Assets Group soon

Paul Atkins says the SEC will launch the President’s Digital Assets Group soon

Paul Atkins says the SEC will launch the President’s Digital Assets Group soon.

Author: Cryptopolitan