Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14221 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ozak AI, POL, PYTH, XRP, and Solana

Ozak AI, POL, PYTH, XRP, and Solana

The post Ozak AI, POL, PYTH, XRP, and Solana appeared on BitcoinEthereumNews.com. Crypto markets in 2025 are shaping up to be one of the most thrilling intervals for both institutional and retail investors. With Bitcoin pushing new highs and altcoins gaining sparkling momentum, the hunt for the next huge winners has intensified. Among the top projects, Ozak AI, POL, PYTH, XRP, and Solana stand out as projects with strong fundamentals, developing adoption, and huge upside potential. Ozak AI (OZ) Ozak AI has emerged as one of the most hyped presales of the year, combining the power of artificial intelligence with blockchain generation to deliver predictive analytics, forecasting equipment, and smart trading solutions. Currently in its fifth OZ presale stage at $0.01 per token, the assignment has already raised over $2.5 million and offered more than 830 million tokens, signaling strong investor confidence. Ozak AI’s ecosystem is built on the Ozak Stream Network (OSN) and powered by its unique Prediction Agents, which provide traders with customizable AI-driven insights. With a Certik audit completed, a CoinMarketCap listing secured, and early community support booming, analysts believe Ozak AI could replicate or even surpass the early momentum of Solana or XRP. Many are calling it one of the most promising 100x presale opportunities of 2025. Polygon (POL) Polygon (POL), the rebranded evolution of Polygon’s ecosystem token, continues to dominate the layer-2 scaling narrative for Ethereum. Trading at around $3.73, POL benefits from Ethereum’s booming DeFi, NFT, and gaming activity, where scalability is a persistent challenge.  Polygon’s zkEVM advancements and strong developer ecosystem make POL a cornerstone in the multi-chain future. With major partnerships across DeFi, Web3, and enterprise applications, analysts expect POL to see steady growth in 2025 as demand for Ethereum scaling solutions intensifies. Pyth Network (PYTH)  The Pyth Network (PYTH) has quickly risen to prominence in the decentralized data and oracle sector. Priced at…

Author: BitcoinEthereumNews
Little Pepe Vs Pepeto: Which Is The Best Crypto to Buy Now, Before the Bull Run

Little Pepe Vs Pepeto: Which Is The Best Crypto to Buy Now, Before the Bull Run

If you dream about real freedom, picture what a winning pick could do for your life. The best crypto to buy now is the one that people will use every day, and the one that keeps growing because the product is real. In the meme coin lane, Pepeto and Little Pepe get buzz, but their [...] The post Little Pepe Vs Pepeto: Which Is The Best Crypto to Buy Now, Before the Bull Run appeared first on Blockonomi.

Author: Blockonomi
Reflect raises $3.75M to build yield-bearing stablecoin infra on Solana

Reflect raises $3.75M to build yield-bearing stablecoin infra on Solana

The post Reflect raises $3.75M to build yield-bearing stablecoin infra on Solana appeared on BitcoinEthereumNews.com. This is a segment from the Lightspeed newsletter. To read full editions, subscribe. Reflect Money announced today a $3.75 million seed round led by a16z crypto’s CSX accelerator, with participation from Solana Ventures, Equilibrium, BigBrain Holdings and Colosseum.  Reflect won Grand Champion in Colosseum’s 2024 Solana Radar hackathon. The new capital will fund a “software-as-a-stablecoin” infrastructure that lets any app issue yield-bearing dollars without lockups or operational complexity, the team told Blockworks. Reflect’s pitch is straightforward: Idle stablecoin balances should be put into productive DeFi yield strategies. “Every idle asset represents dead capital…which should be earning while you sleep, while you trade, while it sits in your wallet,” Reflect CEO Nico James said. Reflect protocol tokenizes onchain DeFi strategies — delta-neutral basis trades, lending, etc. — then turns deposited USDC balances into a yield-bearing “USDC+” while remaining fully liquid. Stablecoins will be non-custodial and be minted and redeemed at will.  Think Morpho white-label vaults meet M^0’s stablecoin-as-a-service. Or just Ethena. DeFi strategies are executed by smart contracts and are limited to the team’s own curated strategies for now. Curated DeFi strategies will be open to developers subject to governance approval, the team told me. In short, Reflect empowers any developer to become its own neobank. As part of risk management, each strategy is backed by an autonomous, onchain insurance liquidity pool.  This “Global Insurance” pool will leverage Jito restaked assets for liquidity, an approach described as akin to FSCS-like insurance for traditional banks. The insurance pool also allows for slippage-free, MEV-free and feeless rebalancing across strategies. Reflect is targeting an early-September mainnet launch that will support USDC on Solana. “Stablecoins are a ~$280 billion market earning zero yield,” James said. “We’re about to change that.”  If it works, “idle dollars” on Solana might become an endangered species. Get the news…

Author: BitcoinEthereumNews
Reflect Stablecoin Protocol Secures Massive $3.75M Funding Round

Reflect Stablecoin Protocol Secures Massive $3.75M Funding Round

BitcoinWorld Reflect Stablecoin Protocol Secures Massive $3.75M Funding Round The cryptocurrency world is buzzing with exciting news as Reflect stablecoin protocol announces a significant funding milestone. This innovative project successfully raised an impressive $3.75 million in a recent funding round, signaling strong confidence from major players in the blockchain space. This capital injection is poised to propel Reflect’s mission forward, aiming to enhance the stability and utility of decentralized finance. What Exactly is the Reflect Stablecoin Protocol? At its core, the Reflect stablecoin protocol is designed to offer a stable digital asset within the volatile cryptocurrency market. Stablecoins are crucial because they aim to maintain a pegged value, often to a fiat currency like the US dollar. This stability makes them ideal for various applications, including remittances, trading, and lending, without the wild price swings typical of other cryptocurrencies. The protocol likely employs specific mechanisms to ensure its stability, such as collateralization or algorithmic adjustments. Its ultimate goal is to provide users with a reliable medium of exchange and store of value in the decentralized ecosystem. Who are the Key Investors Backing Reflect’s Vision? The success of Reflect’s funding round is largely attributed to its high-caliber investors. The round was prominently led by a16z Crypto, a venture capital firm renowned for strategic investments in groundbreaking blockchain technologies. This lead investor brings not only capital but also invaluable industry expertise and network connections. Additionally, other significant participants include: Solana Ventures: Reflecting the growing synergy within the Solana ecosystem and its commitment to fostering innovation. Equilibrium: A platform focused on decentralized finance, indicating a belief in Reflect’s potential to enhance the broader DeFi landscape. Colosseum: An accelerator supporting early-stage Web3 projects, further validating Reflect’s innovative approach. Big Brain Holdings: Known for backing promising ventures across the crypto spectrum. The participation of such diverse and influential investors underscores the market’s recognition of the Reflect stablecoin protocol‘s potential to make a substantial impact. How Will This $3.75M Funding Empower Reflect’s Growth? This substantial capital infusion provides Reflect with the resources necessary to accelerate its development and expansion. The funding will likely be allocated towards several critical areas: Product Development: Enhancing the core protocol, adding new features, and improving user experience. Team Expansion: Hiring top talent in engineering, research, and business development to scale operations. Audits and Security: Ensuring the protocol’s robustness and security, which is paramount for any stablecoin project. Ecosystem Integration: Building partnerships and integrations with other DeFi platforms to increase adoption. Marketing and Community Building: Raising awareness and fostering a strong, engaged user base. Ultimately, this funding is a catalyst for the Reflect stablecoin protocol to solidify its position and innovate further within the competitive stablecoin market. What Does This Mean for the Future of Stablecoins and DeFi? The continued investment in projects like the Reflect stablecoin protocol highlights the enduring importance of stablecoins in the decentralized finance landscape. As DeFi matures, the demand for reliable, transparent, and efficient stable assets grows. This funding round reinforces several key trends: Institutional Confidence: Major VC firms like a16z Crypto are actively betting on the future of decentralized stablecoins. Ecosystem Growth: Investments often lead to more innovation and better infrastructure for the entire DeFi ecosystem. Regulatory Scrutiny: The growth of stablecoins inevitably brings increased attention from regulators, pushing protocols towards greater transparency and compliance. Reflect’s journey could serve as an important case study for how new stablecoin protocols attract significant backing and contribute to the broader Web3 vision. Concluding Thoughts: A Bright Horizon for Reflect The successful $3.75 million funding round for the Reflect stablecoin protocol marks a pivotal moment for the project. With the backing of industry giants like a16z Crypto and Solana Ventures, Reflect is well-positioned to drive innovation in the stablecoin sector. This investment not only validates Reflect’s vision but also signals a continued strong belief in the foundational role stablecoins play in building a more robust and accessible decentralized financial system. The path ahead promises exciting developments as Reflect leverages this capital to expand its capabilities and reach. Frequently Asked Questions (FAQs) 1. What is a stablecoin protocol? A stablecoin protocol is a system designed to issue and manage stablecoins, which are cryptocurrencies pegged to a stable asset like a fiat currency (e.g., USD) to minimize price volatility. 2. Who are the lead investors in Reflect’s funding round? The funding round for the Reflect stablecoin protocol was led by a16z Crypto, with significant participation from Solana Ventures, Equilibrium, Colosseum, and Big Brain Holdings. 3. How much funding did Reflect stablecoin protocol raise? Reflect successfully raised $3.75 million in its latest funding round. 4. What is the significance of this funding for Reflect? This funding provides crucial capital for Reflect to accelerate product development, expand its team, enhance security, integrate with other DeFi platforms, and boost its marketing efforts, ultimately solidifying its market position. 5. What role do stablecoins play in DeFi? Stablecoins are vital in DeFi as they provide a stable medium of exchange, a reliable store of value, and facilitate various financial activities like lending, borrowing, and trading without the high volatility of other cryptocurrencies. If you found this article insightful, consider sharing it with your network! Help us spread the word about the exciting developments in the stablecoin space and the promising future of Reflect. Your shares help us reach more crypto enthusiasts and foster a vibrant community. To learn more about the latest crypto market trends, explore our article on key developments shaping stablecoin innovation and institutional adoption. This post Reflect Stablecoin Protocol Secures Massive $3.75M Funding Round first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Kite Raises $18M to Bridge Stablecoin Payments and Autonomous Agents

Kite Raises $18M to Bridge Stablecoin Payments and Autonomous Agents

The post Kite Raises $18M to Bridge Stablecoin Payments and Autonomous Agents appeared on BitcoinEthereumNews.com. EMB: Sept. 2, 12:30 UTC Artificial intelligence (AI) company Kite raised $18 million to expand its platform for enabling autonomous agents to transact with stablecoins. The round, co-led by General Catalyst and PayPal Ventures, brings the San Francisco-based startup’s cumulative funding to $33 million, according to an emailed announcement on Tuesday. Formerly known as Zettablock, Kite is building infrastructure for what it calls the “agentic web,” where AI agents conduct microtransactions and negotiate services. Its newly launched Kite AIR (Agent Identity Resolution) provides agents with verifiable identities, policy guardrails and programmable payment rails. The company plans to use the money from the Series A round to give agents the tools to interact at machine speed. Through integrations with Shopify and PayPal, any merchant can opt to become discoverable by AI shopping agents. Purchases are settled on-chain using stablecoins to remove the high transaction fees that can burden traditional payments. Stablecoins could form a critical component of unlocking new economic models with AI, through allowing split-second settlements and low fees, thereby enabling agent-to-agent billing and microsubscriptions. Kite said it plans to expand integrations across commerce, finance and data platforms, while positioning itself as the default stablecoin payment layer for autonomous agents. Read More: USD.AI Raises $13M to Expand GPU-Backed Stablecoin Lending Source: https://www.coindesk.com/business/2025/09/02/kite-raises-usd18m-to-bridge-stablecoin-payments-and-autonomous-agents

Author: BitcoinEthereumNews
Blockchain lender Figure files for $526m Nasdaq IPO, targets $4.1b valuation

Blockchain lender Figure files for $526m Nasdaq IPO, targets $4.1b valuation

Blockchain lending firm Figure prepares for its Nasdaq IPO, seeking to raise $526 from the public.

Author: Crypto.news
FY Energy Launches Future-Proof Blockchain Green Energy Mining Contracts

FY Energy Launches Future-Proof Blockchain Green Energy Mining Contracts

The post FY Energy Launches Future-Proof Blockchain Green Energy Mining Contracts appeared on BitcoinEthereumNews.com. Editorial Note: The following content does not reflect the views or opinions of BeInCrypto. It is provided for informational purposes only and should not be interpreted as financial advice. Please conduct your own research before making any investment decisions. The world is transitioning into a new realm of digital asset creation, FY Energy is driving the change with her innovative solution. The company, through the use of blockchain technology combined with renewable energy infrastructure, offers a user-friendly solution for people to become part of the digital economy while still meeting their ecological objectives. While the cost of hardware ownership is skyrocketing and the traditional way of mining is gradually becoming less viable, FY Energy comes with a cloud-based system which is not only simple and secure but is also  aimed at offering accessible, secure participation in digital asset generation over the long term. $20 Free Trial: First Step Toward Digital Passive Income FY Energy extends a free $20 trial credit to all new users to test-drive the platform. Through this program, users can familiarize themselves with the platform’s contract offerings without any monetary risk, thus gaining firsthand experience of how tech dividends are being produced daily. Owing to the elimination of cost barriers, FY Energy is constructing a democratized portal into hash computing, making it accessible to everyone no matter their financial background. Security Comes First: FinCEN Certified Despite the billions of dollars that get transferred across blockchain networks, security is still of utmost importance. FY Energy is registered with FinCEN; therefore, it maintains regulatory alignment and strictly complies with all the global financial standards. Each and every contract or trade is securely protected with McAfee® SECURE and Cloudflare® SECURE, multi-signature safeties, as well as real-time auditing. All of this ensures that users have a level of trust in the…

Author: BitcoinEthereumNews
Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain

Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain

The post Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain appeared first on Coinpedia Fintech News Sheridan, Wyo., 2 September 2025 – Global Gold, the modern monetary infrastructure for the world’s gold economy, today announced a strategic partnership with The Wyoming Reserve, a 70,000 square-foot facility with Class 3 vaults in Casper, Wyoming. The partnership establishes Wyoming Reserve as Global Gold’s primary U.S. vaulting partner, enabling the minting of fully allocated, …

Author: CoinPedia
Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain.

Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain.

Sheridan, Wyo., 2 September 2025 – Global Gold, the modern monetary infrastructure for the world’s gold economy, today announced a strategic partnership with The Wyoming Reserve, a 70,000 square-foot facility with Class 3 vaults in Casper, Wyoming. The partnership establishes Wyoming Reserve as Global Gold’s primary U.S. vaulting partner, enabling the minting of fully allocated, [...] The post Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain. appeared first on Blockonomi.

Author: Blockonomi
Looking Past Ripple (XRP): The Top 4 Coins for Rapid 15x Gains in 2025

Looking Past Ripple (XRP): The Top 4 Coins for Rapid 15x Gains in 2025

Over the last month, XRP slipped by 17.83%, sliding below $2.90 despite favorable court decisions.

Author: Cryptodaily