Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14314 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Here’s How a Single Exploit Brought Down Ethereum Layer 2 Kinto

Here’s How a Single Exploit Brought Down Ethereum Layer 2 Kinto

For Ramón Recuero, Kinto’s closure marks the second time he has had to oversee damage control after a hack. His […] The post Here’s How a Single Exploit Brought Down Ethereum Layer 2 Kinto appeared first on Coindoo.

Author: Coindoo
Cardano Forecast: Analysts Tip ADA for 2x Boom Potential While Highlighting a Breakout Rival With 100x Upside

Cardano Forecast: Analysts Tip ADA for 2x Boom Potential While Highlighting a Breakout Rival With 100x Upside

The post Cardano Forecast: Analysts Tip ADA for 2x Boom Potential While Highlighting a Breakout Rival With 100x Upside appeared on BitcoinEthereumNews.com. Cardano for a long time has been one of those projects in which investors pour out the most love, as the project has always promised to provide a balanced plan to solve the issues that has to do with scalability and sustainability in the world of cryptocurrency. Now, analysts are arguing that ADA is set to moon in the next 4 years, thanks to a lot of whale movement, a growing ecosystem, and increased excitement with investors. But Cardano is hardly the only game in town. A competitor that’s breaking the mold is making 100x projections of potential value seem possible in the press, also refracting new potential across the expanding market. Cardano’s Path Toward a 2x Price Boom Cardano has always positioned itself as a distinct entity focused on governance and R&D (research and development). Recent governance vote and growing developer ecosystem are setting groundwork for adoption in the long run. These are structural points and could help ADA’s cap rise 2x in the next cycle, some analysts say. Pictured above, another reason to witness to the above is the addition of the whales. Steady stream of funds flowing into major wallets are keeping it steady on its price trajectory. “rallies, the past” ThickTrapp27 has pointed out how bull runs in previous bull whale = ada could be setting up for a stronger move into 2025 again period. Technical Indicators Pointing to ADA Strength Technically, ADA is facing some strong resistance levels. Should it break through the $0.90 to $0.92 range with volume, analysts think the token will set up for a stab at the $1.50 region. It would be a psychological milestone for investors observing Cardano’s growth. There appears to be strong support at $0.75, where buying interest keeps increasing and both RSI and other momentum indicators remain…

Author: BitcoinEthereumNews
Ethereum Layer 2 Kinto shuts down in wake of $1.6 million July exploit

Ethereum Layer 2 Kinto shuts down in wake of $1.6 million July exploit

Kinto's founder pledged $55,000 of personal funds to reimburse victims of the hack in Morpho lending pools, he said in the shutdown announcement.

Author: Coinstats
Top Stories Driving The Crypto Market This Week, According to Santiment

Top Stories Driving The Crypto Market This Week, According to Santiment

Santiment spotlighted the week’s biggest crypto drivers: U.S. revenue policy debates, institutional Bitcoin buys, and speculation on a Federal Reserve rate cut.

Author: CryptoPotato
Next Big Crypto After Solana and Aave? Mutuum Finance (MUTM) Price Predictions Point to Explosive Upside Potential

Next Big Crypto After Solana and Aave? Mutuum Finance (MUTM) Price Predictions Point to Explosive Upside Potential

The post Next Big Crypto After Solana and Aave? Mutuum Finance (MUTM) Price Predictions Point to Explosive Upside Potential appeared on BitcoinEthereumNews.com. Each market cycle generates breakout tokens, the defining feature of whole cryptocurrency eras, and a way to give early adopters an exponential payout. Previously, such names as Solana (SOL) and Aave (AAVE) were hardly recognized but soon became multibillion-dollar giants. Their achievements have evolved into case studies of how adoption, utility and timing interact to produce revolutionary outcomes. The same question is being raised by investors however the tokens are growing older and their growth is slow because of the massive market caps: what comes next? What is the next protocol that integrates innovation, scalability, and utility in a manner that will be able to grab the market and generate the same level of upside that Solana and Aave did? Due to that search, analysts and traders are currently examining fresh projects that blend price with practical tasks; these undertakings can be the next center of focus of decentralized financing. Solana & Aave Solana (SOL) is one of the primary, low-cost, high-speed blockchain players. SOL is at a price of approximately $207, an increase of approximately 65 percent annually, but still a long way off its all-time high of $293 reached in January 2025. In 2021-2022, SOL early holders were rewarded handsomely, 50-100x returns were frequent. But that type of upside is incredibly remote with Solana having a market capitalization of more than $110 billion. Aave (AAVE), the pioneer in DeFi lending, is a good example of the same trend. AAVE is now trading at an all-time low of around $308, which is over 50 percent lower than the high but it continues to make a big difference in the lending business. Those who jumped in at the very beginning made a lot of money in its breakout, however, the growth ceiling has since reduced drastically. The key conclusion is…

Author: BitcoinEthereumNews
Best Cryptos to Buy With 100x Potential Over Ethereum and Solana

Best Cryptos to Buy With 100x Potential Over Ethereum and Solana

Altcoin season is heating up, and a new wave of projects is drawing attention for their potential to rival established giants like Ethereum and Solana. Some of the best cryptos to buy right now are being called “Solana killers,” due to innovative tech and lower market caps that leave room for exponential growth. These tokens […]

Author: The Cryptonomist
Dogecoin, Shiba Inu or Rollblock: Which One of These Could Turn $2,000 Into $20,000 in Quarter 4

Dogecoin, Shiba Inu or Rollblock: Which One of These Could Turn $2,000 Into $20,000 in Quarter 4

Dogecoin and Shiba Inu remain two of the most recognizable meme coins, but their price action has been slow in 2025, leaving many investors questioning their growth potential. Meanwhile, Rollblock is stealing the spotlight with a live iGaming ecosystem, $11.5 million raised in presale, and a deflationary revenue model that rewards holders weekly. With analysts [...] The post Dogecoin, Shiba Inu or Rollblock: Which One of These Could Turn $2,000 Into $20,000 in Quarter 4 appeared first on Blockonomi.

Author: Blockonomi
Ethereum Dominated Smart Contracts, Aave Defined DeFi Lending, Now Analysts Say Mutuum Finance (MUTM) Is Next in Line

Ethereum Dominated Smart Contracts, Aave Defined DeFi Lending, Now Analysts Say Mutuum Finance (MUTM) Is Next in Line

The post Ethereum Dominated Smart Contracts, Aave Defined DeFi Lending, Now Analysts Say Mutuum Finance (MUTM) Is Next in Line appeared on BitcoinEthereumNews.com. Projects that come at the right time with the right idea have always defined the crypto industry. Ethereum changed blockchain with the introduction of smart contracts. Aave introduced a new era of yield creation and experimentation in DeFi by enabling the decentralized lending process to become accessible. They both became staples of their time, and those who jump early made enormous fortunes. According to analysts, the focus has changed to Mutuum Finance (MUTM), which is a project that is more affordable but includes highly sophisticated DeFi mechanics. Mutuum Finance is taking the lead in the next round, just like Ethereum and Aave set the terms of the previous levels of crypto. First Era: Ethereum, The Smart Contract Revolution In 2015, Ethereum introduced the concept of making blockchain a programmable ecosystem as opposed to a payments-only network. With the implementation of smart contracts, Ethereum made it possible to build decentralized applications (dApps), tokenized assets, and later on an entire industry such as DeFi and NFTs. Such a breakthrough made Ethereum the foundation of the Web3, with thousands of projects being built on its base. It had an important technological price story. At the beginning ETH was sold at only a couple of dollars, but in 2021 it was approaching over $4,000. People who had seen the potential of Ethereum early on were left with a life-changing fortune. However, nowadays with ETH having a market cap in the hundreds of billions, parabolic growth is much less probable. Ethereum is on the list of blue-chip crypto, but its size and maturity restrict its upward potential relative to smaller, newer projects. Second Era: Aave, The Lending Pioneer Provided the foundation was Ethereum, Aave was one of the first to create some of its most significant applications: decentralized lending. Founded in 2017 as ETHLend and…

Author: BitcoinEthereumNews
Tether’s New Project Promises Fully Private AI on Your Device

Tether’s New Project Promises Fully Private AI on Your Device

The post Tether’s New Project Promises Fully Private AI on Your Device appeared on BitcoinEthereumNews.com. Fintech Tether, the company behind USDT, is quietly reshaping itself into a diversified tech player. After pushing into Bitcoin mining and digital education, it is now fusing artificial intelligence with secure messaging — a move that signals ambitions far beyond finance. A New Kind of Messenger The experiment centers on Keet, a peer-to-peer communication app that bypasses cloud servers. Soon, Keet will be powered by QVAC AI, a platform built to run directly on phones and laptops rather than in data centers. The upgrade is expected to add features like real-time translation, meeting summaries, and voice transcription, while keeping data locked to users’ devices. But Keet isn’t just another messaging app. Integrated payment rails will allow transfers in Bitcoin, USDT, Tether Gold (XAUT), and Lightning, turning chats into an all-in-one hub for conversation and settlement. Privacy as a Selling Point Most messaging services offer AI by streaming user data through remote servers. Tether’s pitch is the opposite: all functions stay local. CEO Paolo Ardoino described it as the first attempt to deliver “fully private, on-device AI assistants” inside a consumer messenger. The approach could appeal to users worried about surveillance, as governments and corporations expand control over online data. This integration is part of a larger roadmap. Earlier this year, Tether revealed plans to bring QVAC AI into its Bitcoin mining operating system, giving miners live performance analytics. Together, these initiatives highlight how the company is positioning AI as a cornerstone of its growth strategy. A Shifting Identity With a stablecoin market share worth almost $170 billion, Tether remains the heavyweight of crypto payments. But its forays into AI, mining, and even gold-backed tokens show a company eager to diversify — and to ensure its influence stretches well beyond USDT. The Keet-QVAC project, blending privacy tech with money transfers, may…

Author: BitcoinEthereumNews
Ripple (XRP) Delivered 100x Gains, Could Mutuum Finance (MUTM) Be the Next Breakout Token Under $1?

Ripple (XRP) Delivered 100x Gains, Could Mutuum Finance (MUTM) Be the Next Breakout Token Under $1?

The post Ripple (XRP) Delivered 100x Gains, Could Mutuum Finance (MUTM) Be the Next Breakout Token Under $1? appeared on BitcoinEthereumNews.com. Ripple (XRP) can be regarded as one of the most popular breakout stories in crypto. Before its dramatic rallies, holdings of XRP by early investors had multiplied by well over 100 times, turning modest investments into massive fortunes. Although XRP continues to remain among the largest market participants in the digital asset market today, its massive market capitalization renders such phenomenal growth nearly impossible. Because of this fact, investors are seeking the next utility-based, fairly inexpensive initiative that can replicate the original gains of XRP. One competitor that has already been attracting attention is Mutuum Finance (MUTM), a decentralized lending protocol that started its presale in early 2025 and already shows impressive traction. The question many people are asking is; is MUTM the next token to drop below $1? XRP’s Growth Story To see why investors are now considering newer tokens such as MUTM, it is useful to discuss the history of XRP. The introduction of the XRP allowed Ripple Labs to place itself between blockchain technology and traditional finance, allowing cross-border transactions to be completed in seconds at very low costs. During the peak of the bull run in 2017, XRP shot up to over $3 and provided founders with unbelievable rewards. Once again in 2020-2021, XRP became especially sharp, even in the face of regulatory obstacles, which is a reminder that projects that are clearly useful do not die in a crisis and emerge in new cycles. Early entrants to its waves enjoyed massive returns that established XRP as one of the only tokens to provide 100x returns. However, we can jump to 2025, and because of its sheer size, XRP has no upside. Its market value is tens of billions, so multiples in the triple digits are likely quite exaggerated. Although XRP continues to be a powerful…

Author: BitcoinEthereumNews