Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14392 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
PepeVandal Launches Presale, Positions Project as “Rebellion” Against Meme Tokens

PepeVandal Launches Presale, Positions Project as “Rebellion” Against Meme Tokens

The post PepeVandal Launches Presale, Positions Project as “Rebellion” Against Meme Tokens appeared on BitcoinEthereumNews.com. PepeVandal, a new digital asset project blending narrative storytelling with gamified participation, has opened its presale for the $PEDAN token. The initiative frames itself as a cultural response to meme coins, using the language of raids, loot, and rebellion to describe a structured model for community engagement. Origins The project’s narrative centers on a character named Pepe, who is depicted as a long-time participant in meme token markets. According to its lore, Pepe invested in multiple presales, endured high transaction fees, and witnessed repeated failures: founders disappearing, communities going silent, and roadmaps abandoned. The conclusion drawn from this story is that meme tokens are not broken by accident but are designed to prioritize hype over substance. PepeVandal emerges from this realization as an organized “rebellion,” symbolized by graffiti imagery and a recurring green “V.” Mechanics of Participation PepeVandal structures its participation model as a loop: Smash → Loot → Share → Repeat. Target Selection: The community identifies a project or sector to “raid.” Raid Activation: Participants stake $PEDAN to join. They also contribute digital content such as memes, graffiti-style posts, and social campaigns. Vault Discovery: At the end of the raid, a vault is revealed. Rewards may include NFTs or tokenized representations of real-world assets such as property, music royalties, or gold. Loot Distribution: Rewards are distributed proportionally among participants who staked $PEDAN during the raid. Those who did not stake cannot claim. Repeat: The cycle restarts with a new raid. NFTs are central to the system’s utility. “Keys” unlock vaults, “Gear” can boost staking returns, and “Relics” can alter governance outcomes. The approach integrates DeFi mechanics into a narrative framework designed to maintain ongoing engagement. Roadmap in Six Acts Rather than a conventional roadmap, PepeVandal outlines six narrative “Acts”: Act I — Spark in the Sewer: The presale launches,…

Author: BitcoinEthereumNews
SEC Chairman announces reforms to crypto asset regulation, clarifying that most crypto tokens are not securities

SEC Chairman announces reforms to crypto asset regulation, clarifying that most crypto tokens are not securities

PANews reported on September 11th that the Chairman of the U.S. Securities and Exchange Commission (SEC) stated at the OECD Global Financial Markets Roundtable that the United States will modernize securities rules through "Project Crypto," clarifying that most crypto tokens are not securities and supporting innovative platforms offering trading, lending, and staking services under a single regulatory framework. The SEC will collaborate with international regulators to promote capital market innovation and regulatory coordination.

Author: PANews
SEC Aims to Transform U.S. Into Crypto Capital

SEC Aims to Transform U.S. Into Crypto Capital

The post SEC Aims to Transform U.S. Into Crypto Capital appeared on BitcoinEthereumNews.com. Key Points: SEC’s new crypto strategy aims to build U.S. as a crypto hub. Most crypto tokens will not be deemed securities. Focus on regulatory clarity and fostering innovations in crypto. SEC Chairman Paul S. Atkins announced a seismic shift in U.S. cryptocurrency regulation during the OECD Global Financial Markets Roundtable, pivoting away from enforcement-heavy strategies. This new approach prioritizes regulatory clarity, promoting domestic innovation and capital formation while maintaining global leadership in digital assets. SEC Excludes Crypto Tokens from Securities Designation Paul S. Atkins, U.S. SEC Chairman, declared a shift in regulatory focus for the cryptocurrency sector, emphasizing policy reforms to cultivate a thriving digital economy. Central to this change is the redefinition of most cryptocurrency tokens, as the SEC plans to no longer categorize them as securities. The objective is to facilitate growth in innovation and capital formation within the United States. This strategic shift aims to streamline pathways for on-chain fundraising, reduce legal ambiguity, and foster more comprehensive crypto service platforms that encapsulate trading, lending, and staking under a unified regulatory framework. Additionally, the SEC’s announcement encourages diverse custody solutions within the sector. Most crypto assets are not securities—regulation must be smart, effective, and appropriately tailored within the confines of our statutory authority. — Paul S. Atkins, SEC Chairman. Community and industry responses have been largely positive. Notably, industry leaders have expressed optimism about the reduced risk of tokens being classified as securities, which could enhance investor and institutional participation. Statements of support from entities like the President’s Working Group on Digital Asset Markets further highlight anticipated improvements in regulatory clarity and market dynamics. U.S. Crypto Market Anticipates Increased Investment Influx Did you know? In 2025, the U.S. decided most crypto tokens aren’t securities, a move mirrored by past regulatory clarifications in Switzerland and Singapore, helping to…

Author: BitcoinEthereumNews
Chainlink Brings Sub-Second Market Data to Sei, Opening Doors for Institutional DeFi

Chainlink Brings Sub-Second Market Data to Sei, Opening Doors for Institutional DeFi

Chainlink Data Streams are live on the Sei Network as the preferred oracle, delivering sub-second market feeds and U.S. BEA macro data.

Author: Blockchainreporter
SEC Chairman Paul Atkins Makes Striking Statements! “A New Era Begins for Cryptocurrencies!”

SEC Chairman Paul Atkins Makes Striking Statements! “A New Era Begins for Cryptocurrencies!”

The post SEC Chairman Paul Atkins Makes Striking Statements! “A New Era Begins for Cryptocurrencies!” appeared on BitcoinEthereumNews.com. US Securities and Exchange Commission (SEC) Chairman Paul Atkins made important statements. A New Era Has Begun for Cryptocurrencies! In his opening speech at the Organisation for Economic Co-operation and Development (OECD) roundtable meeting held in Paris, Paul Atkins said that a new era has begun for cryptocurrencies. SEC Chairman Atkins reiterated his view that most cryptocurrencies are not securities in his speech, stating that the institution is leaving its past behind and entering a new era. Atkins said the SEC has adopted an innovative approach, moving away from its previous enforcement-heavy approach, and will provide clear guidelines that will ensure the success of the United States. Atkins also said it would allow for “virtual asset super apps.” These are platforms that offer a variety of services, including trading, lending, staking, and multi-custodial services, all within a single platform. Atkins stated, “We will now allow virtual asset platforms to operate as ‘super apps.’ We will support the growth of the platforms under a consistent regulatory framework.” The SEC Chairman also emphasized that regulators should only establish the minimum rules necessary for investor protection, adding that regulations that only large companies can afford are no longer appropriate. Atkins emphasized that regulations should be sufficient to protect investors, not so burdensome that they stifle entrepreneurs. Atkins also praised Europe’s Crypto Asset Markets (MiCA) regulation, stating that the framework is important due to its comprehensive approach. He noted that the United States has learned much from Europe’s regulatory actions and that international cooperation can increase freedom and prosperity. “The United States has also learned a lot from Europe’s regulatory experience. We must create a more innovative market through international cooperation. If we work together, we can expand the realm of freedom and prosperity.” *This is not investment advice. Follow our Telegram and Twitter…

Author: BitcoinEthereumNews
Chainlink Data Streams Go Live on Sei, Powering $1.2 Billion DeFi Ecosystem

Chainlink Data Streams Go Live on Sei, Powering $1.2 Billion DeFi Ecosystem

Chainlink Data Streams is now officially live on the Sei Network, marking a major step for the $1.2 billion ecosystem. The Sei Development Foundation confirmed that Chainlink’s technology has been integrated as the preferred oracle infrastructure, ensuring reliable and verifiable data delivery.  The solution offers ultra-low-latency data feeds that support high-performance markets across decentralized finance […]

Author: Tronweekly
SEC Announces Regulatory Shift to Boost U.S. Crypto Markets

SEC Announces Regulatory Shift to Boost U.S. Crypto Markets

The post SEC Announces Regulatory Shift to Boost U.S. Crypto Markets appeared on BitcoinEthereumNews.com. Key Points: SEC to establish clear crypto regulations; aims for global leadership. Regulatory clarity expected to boost U.S. crypto markets. Impacts include market growth and innovation. Paul S. Atkins, Chairman of the SEC, announced at the OECD’s Global Financial Markets Roundtable that clear regulatory frameworks for the U.S. crypto industry are forthcoming. This shift aims to stabilize crypto markets, encouraging innovation and reducing legal uncertainties, potentially leading to increased investor confidence and market participation in the U.S. crypto sector. SEC Overhauls Crypto Framework: U.S. Aims for Leadership Paul S. Atkins, the SEC Chairman, declared a broad policy overhaul aiming to foster innovation by introducing predictable regulations for cryptocurrencies. The U.S. plans to position itself as a global leader in the cryptocurrency space, facilitated by President Trump’s directive to turn the nation into a crypto hub. Atkins emphasized that most cryptocurrencies will no longer be classified as securities, providing more stability for crypto entrepreneurs and innovators. The impact of this shift is expected to be substantial, opening new opportunities for capital formation and attracting global crypto projects to the U.S. The SEC’s plan includes allowing trading platforms to offer comprehensive services like trading, lending, and staking under one regulatory framework. This approach intends to reduce regulatory fragmentation and support market growth. “Most crypto assets are not securities — and should not be governed as such under the securities laws. … The SEC must propose clear and simple rules of the road for crypto asset distributions, custody, and trading.” – Paul S. Atkins, Chairman, SEC. Key figures and market participants have responded positively, noting the potential for increased innovation. Atkins highlighted the collaboration with agencies to harmonize oversight and enhance market protection. The move marks a departure from the previous enforcement-heavy stance, aligning with global trends toward accommodating financial innovation. Crypto Market…

Author: BitcoinEthereumNews
Cardano (ADA) Price Outlook Sour as Whale Interest Steers Clear of Legacy Networks for Mutuum Finance (MUTM)

Cardano (ADA) Price Outlook Sour as Whale Interest Steers Clear of Legacy Networks for Mutuum Finance (MUTM)

Focus shifts elsewhere in the crypto market as whales steer clear of legacy networks and shift to newer terrain, casting a shadow over the horizon for Cardano (ADA). Deep-pocketed investors are now heavily pouring investments into Mutuum Finance (MUTM), a new DeFi protocol that’s catching investors’ attention. Market’s new presale addition, valued at $0.035, has […]

Author: Cryptopolitan
SEC Chair Vows End to Legal Chaos in Crypto, Promises “Golden Age”

SEC Chair Vows End to Legal Chaos in Crypto, Promises “Golden Age”

In a keynote address at the OECD, newly appointed SEC Chair Paul Atkins unveiled Project Crypto, an initiative designed to […] The post SEC Chair Vows End to Legal Chaos in Crypto, Promises “Golden Age” appeared first on Coindoo.

Author: Coindoo
Crypto Market and Pepeto

Crypto Market and Pepeto

Pepeto (PEPETO) is an Ethereum-based presale. It is blending meme culture with real blockchain tools and gaining momentum fast. Many analysts believe Pepeto could outpace HBAR, LTC, and BONK with explosive growth.

Author: Hackernoon