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Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14437 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Ethereum DeFi Crypto to Buy Now as ETH Eyes $5,000

Best Ethereum DeFi Crypto to Buy Now as ETH Eyes $5,000

The post Best Ethereum DeFi Crypto to Buy Now as ETH Eyes $5,000 appeared on BitcoinEthereumNews.com. With Ethereum moving towards its target of $5,000, all eyes are now focused on innovative DeFi projects building on its platform, and Mutuum Finance is becoming one to watch. Situated at the intersection of decentralized lending and sustainable-yield models, Mutuum Finance (MUTM) is gaining momentum as it transforms Ethereum’s DeFi network use. Mutuum Finance presale is already in Phase 6 with tokens worth $0.035. MUTM has already collected over $15.68M and investors in the project are already more than 16,280. Mutuum Finance promises to deliver 300%+ ROI when live.  Ethereum Moves Closer to $4,500 on News of Rate Cut Interest Ethereum (ETH) is at around $4,525, with a 24-hour range of around $4,451 to $4,534. The market is patiently awaiting drivers in the form of upcoming rate reductions, institutional ETF purchases, and layer-2 scaling upgrades which can drive ETH to $5,000. Though all these drivers are being given top billing space, new DeFi projects such as Mutuum Finance are also gathering momentum on the radar of crypto investors. Mutuum Finance: Risk Mechanisms and Protocol Security Mutuum Finance boasts strong protection mechanisms for all assets collateralized to ensure the protocol’s safety as well as the users. These include borrowing limits, deposit limits, and target collateral rates. To ensure systemic stability, liquidators are rewarded to close undercollateralized positions, and trigger penalties and liquidation enforce timely remediation. Collateral effectiveness is optimized in the correlated assets, i.e., the borrowing capacity increases proportionally with Loan-to-Value (LTV) levels in heavily secured lending. Reserve factors are also provided as insurance under extraordinary market conditions, and higher reserves are levied on risky assets to nullify volatility.  Phase 6 Mutuum Finance (MUTM) Token Presale Mutuum Finance (MUTM) presale has already reached more than 16,280 investors and $15.68 million with big demand. On its quest for increased security and transparency,…

Author: BitcoinEthereumNews

2025/09/14

Polychain-Backed Yala Stablecoin YU Crashes to $0.20 After Protocol Attack

Polychain-Backed Yala Stablecoin YU Crashes to $0.20 After Protocol Attack

The Yala stablecoin (YU), a Bitcoin-native over-collateralized stablecoin backed by Polychain, lost its dollar peg around 5:14 UTC+8 today following a protocol attack that sent YU crashing to $0.2074 before recovering to $0.917. The Yala team promptly addressed the incident on X (formerly Twitter), confirming the attack and its impact on the YU stablecoin’s price stability. “Our protocol recently experienced an attempted attack that briefly impacted YU’s peg,” the team said. “Assets Remain Safe”- Yala Stablecoin Team Scrambles to Restore Trust Yala Co-founder Vicky Fu disclosed that the team is now working with external security specialists, including SlowMist and Fuzzland, to investigate the breach. The team assured users that all assets remain secure while they focus on restoring stability and strengthening protocol security. After the announcement, YU, designed to maintain a stable $1 value, fluctuated between $0.798 and $0.996.Source: DexScreener Currently, only $784,000 in USDC liquidity exists in the YU stablecoin pool on Ethereum. The Yala team has temporarily disabled the Convert and Bridge functions to ensure complete stability during system improvements. In a September 14 X post, the team stated, “All other protocol functions remain unaffected, and user assets remain safe. We’ll share more updates once maintenance is complete.” A stablecoin’s core function is maintaining a 1:1 “peg” to fiat currency value; without this peg, the fundamental purpose fails. YU operates as an over-collateralized stablecoin, meaning it’s backed by digital asset reserves (BTC) that exceed the stablecoin’s own value. With YU still struggling to maintain its peg, Yala faces a critical period for securing user trust and industry confidence. At roughly $140M market cap, YU remains small compared to established stablecoins like Tether (USDT) and Circle (USDC), which hold $170 billion and $73 billion market capitalizations, respectively. Even newer stablecoins like Ethena (USDe) and WLFI (USD1) command $13.5 billion and $5.8 billion valuations, respectively. However, YU’s peg struggles aren’t the first of their kind in the crypto market. Even Tether’s USDT temporarily lost its dollar peg in 2023 when two major trading pools became heavily imbalanced. Tether CTO Paolo Ardoino explained that volatile stablecoin markets create opportunities for attackers to exploit liquidity pool imbalances. More recently, in April, synthetic stablecoin sUSD, long pegged to the U.S. dollar within the Synthetix ecosystem, dramatically lost its peg, dropping to $0.68. Unlike YU, sUSD didn’t face an attack. Instead, its depeg resulted from the protocol’s transition to new debt and collateralization mechanisms under SIP-420, designed to improve capital efficiency. Rather than enhancing efficiency, the code upgrade accidentally dismantled key mechanisms that previously maintained sUSD’s dollar peg. Why Do Billion-Dollar Stablecoins Keep Losing Their Peg? In October 2023, TrueUSD, a major fiat-collateralized stablecoin, lost its peg after announcing suspended minting activities through technology partner Prime Trust. Many TUSD holders interpreted the minting suspension as evidence that the company couldn’t maintain adequate fiat collateral backing. The dramatic collapse of terraUSD (UST) and the entire Terra (LUNA) ecosystem in 2022 continues to cast doubt on stablecoin reliability. Terra founder Do Kwon and the Luna Foundation Guard spent up to 80,000 bitcoin, worth approximately $9.2 billion, in an attempt to defend UST’s dollar peg before ultimately failing. Former People’s Bank of China Governor Zhou Xiaochuan has now warned that stablecoins face a one-in-three collapse probability over the next decade due to crisis-induced arbitrage failures. He cautioned that even fully-backed stablecoins can amplify risk through deposit-lending, collateralized financing, and asset trading activities. Zhou criticized inadequate reserve custody standards, citing Facebook’s early plans to self-custody Libra assets as a problematic design. While the Hong Kong Stablecoin Ordinance and U.S. GENIUS Act address some concerns, Zhou noted that regulatory gaps remain. He recommended compiling actual circulation data to assess redemption risks, calling current oversight frameworks “far from sufficient.”

Author: CryptoNews

2025/09/14

Dogecoin (DOGE) Tipped for 10x Gains, But Not Before This Utility-Focused Crypto

Dogecoin (DOGE) Tipped for 10x Gains, But Not Before This Utility-Focused Crypto

The post Dogecoin (DOGE) Tipped for 10x Gains, But Not Before This Utility-Focused Crypto appeared on BitcoinEthereumNews.com. Dogecoin (DOGE) may be in the spotlight again with experts forecasting potential 10x returns, but investor attention is shifting more towards Mutuum Finance (MUTM), a utility-based crypto platform that seeks to bring real-world financial services onto the blockchain. This budget-friendly altcoin for just $0.035 has been supported by more than 16,240 investors. As opposed to the meme coin volatility that tends to define DOGE’s trajectory, Mutuum Finance is positioning itself as a long-term coin with its focus on lending, borrowing, and scalable on-chain utility.  Dogecoin Consolidates Amid Steady Market Flows Dogecoin (DOGE) is currently priced at $0.26026, fluctuating on the daily range of $0.24583 to $0.26339. The market is in a consolidation stage, with DOGE being steady as overall market conditions control volumes and moods. While arguments over its long-term trajectory persist, the stability here marks it as one of the more established cryptocurrencies in circulation, even as newer DeFi projects such as Mutuum Finance take center stage in the market’s discussion. Mutuum Finance Stage 6 Momentum Investors are active buying MUTM tokens at $0.035 in Stage 6 of the presale. Stage 7 is fast approaching, and demand continues to accelerate. To date, more than 16,240 investors have accumulated tokens, and the project has surpassed more than $15.63 million in funding, a clear indicator of market demand being high and expectations of launch on the rise.  Precision in Price Discovery For lending, borrowing, and liquidation operations security, Chainlink oracles are utilized by Mutuum Finance for prices and token values in terms of USD for tokens such as ETH, MATIC, and AVAX. Fallback oracle configurations, composite data feeds, and time-weighted averages from decentralized exchanges are included to increase precision. This multi-layer method ensures that price information is as uniform as possible even with highly stressful market conditions. Market volatility directly affects…

Author: BitcoinEthereumNews

2025/09/14

Solana Price Prediction: SOL Price Could Spike 3x from These Levels, But This $0.035 Altcoin Might Outshine It With a 35x Jump

Solana Price Prediction: SOL Price Could Spike 3x from These Levels, But This $0.035 Altcoin Might Outshine It With a 35x Jump

Solana (SOL) is once again causing ripples in the market, with experts forecasting the likelihood of a 3x jump from present levels. While SOL’s speed is jaw-dropping, less-known $0.035 altcoin Mutuum Finance (MUTM) is taking center stage for this crypto trend with possible 35x growth. Mutuum Finance is already at Stage 6 of presale and […]

Author: Cryptopolitan

2025/09/14

What Crypto to Buy Now? Mutuum Finance (MUTM) Price Predictions Point to $5 by 2030

What Crypto to Buy Now? Mutuum Finance (MUTM) Price Predictions Point to $5 by 2030

Mutuum Finance raises $15.65M in presale at $0.035, with analysts targeting $1.85 by 2026 and $5 by 2030. Beta launch and Tier 1 listings could fuel 140x gains.

Author: Blockchainreporter

2025/09/14

Thetanuts Finance Partners with Odette to Debut V4 and RFQ Engine on Base

Thetanuts Finance Partners with Odette to Debut V4 and RFQ Engine on Base

The post Thetanuts Finance Partners with Odette to Debut V4 and RFQ Engine on Base appeared on BitcoinEthereumNews.com. Thetanuts V4 is built as a chain-agnostic, trustless, and composable framework, serving as the backbone of the Theta System. A centerpiece of V4 is its RFQ engine, which enables users to request and receive custom quotes directly from liquidity providers. Thetanuts Finance has announced that “Odette” will become the first partner powered by its platform’s newly unveiled V4 system, pioneering the test phase ahead of its official rollout. This major upgrade introduces a Request For Quote (RFQ) engine and cements Thetanuts’ role as a key infrastructure provider in the decentralized finance (DeFi) space. DeFi options have always struggled with one thing; Liquidity With Thetanuts V4, we are introducing a Request For Quote (RFQ) engine that turns every trade into fuel for a self-reinforcing liquidity flywheel. The more it’s used, the stronger it becomes. V4 is chain-agnostic,… pic.twitter.com/zaYZEtZ9JZ — Thetanuts Finance (@ThetanutsFi) September 11, 2025 The announcement, made through Thetanuts’ official X (formerly Twitter) channel, confirms Odette as the first project to integrate with V4. Odette is a zero-day options protocol building on Base, designed to deliver fast, flexible, and event-driven products. According to Thetanuts, these qualities are exactly what the RFQ model was built to power, making Odette the ideal partner to debut V4. Thetanuts V4 is built as a chain-agnostic, trustless, and composable framework, serving as the backbone of the Theta System. It unites vaults, event-driven options, custom strategies, and institutional-grade access in a seamless architecture. This flexibility allows developers and financial protocols to create tailored solutions while ensuring interoperability across multiple blockchains. A centerpiece of V4 is its RFQ engine, which enables users to request and receive custom quotes directly from liquidity providers. In practice, this model delivers tighter spreads, deeper liquidity, and greater execution transparency, features long associated with traditional financial markets but only now being fully…

Author: BitcoinEthereumNews

2025/09/14

Why Onchain Crypto Collateral Can Get You Better Loan-To-Value Ratios

Why Onchain Crypto Collateral Can Get You Better Loan-To-Value Ratios

The post Why Onchain Crypto Collateral Can Get You Better Loan-To-Value Ratios appeared on BitcoinEthereumNews.com. Fabian Dori, the chief investment officer at digital asset bank Sygnum, says that banks offering crypto-backed loans prefer crypto collateral in the form of onchain assets rather than exchange-traded funds (ETFs), and using onchain collateral can benefit borrowers. Dori said that onchain assets are more liquid, allowing lenders to execute margin calls for crypto-backed loans on demand and offer higher loan-to-value (LTV) ratios to borrowers because the lender can liquidate the collateral in real-time. Dori told Cointelegraph: “It’s actually preferable to have the direct tokens as collateral, because then you can do it 24/7. If you need to execute a margin call on an ETF on Friday at midnight, when the market is closed, then it’s more difficult. So, direct token holding is actually preferable from that point of view.” Loan-to-value ratios in crypto refer to the total amount of a loan versus the collateral backing the loan, like Bitcoin (BTC), Ethereum (ETH), or any other tokens accepted by the lender.  Lending in crypto by centralized institutions sharply declined during the 2022 bear market, which saw the blow-up of several crypto lending firms, but is on the rise again. Source: Galaxy A higher LTV ratio means the borrower is able to access more credit in relation to their posted crypto collateral, while a lower LTV means they will get a smaller loan for the same amount of collateral. Crypto-backed loans are still in their infancy, Dori said, but he was confident that the sector would continue to grow as crypto gains widespread adoption.  Financial institutions are steadily embracing loans secured by crypto as crypto lenders go public on US stock exchanges, and traditional financial (TradFi) firms warm up to the idea of accepting crypto as loan collateral.  Related: South Korea caps crypto lending rates at 20%, bans leveraged loans Crypto…

Author: BitcoinEthereumNews

2025/09/14

Top Altcoins to Watch as Institutions Pour into Crypto in 2025

Top Altcoins to Watch as Institutions Pour into Crypto in 2025

The post Top Altcoins to Watch as Institutions Pour into Crypto in 2025  appeared on BitcoinEthereumNews.com. As the market starts to gain momentum, institutional funds are putting more investment into coins, recalibrating the level of competition. While Ethereum will lead the way in decentralized finance and smart contracts, a tide of interest is shifting towards a new coin Mutuum Finance (MUTM).  This cheap altcoin at just $0.035 has been supported by more than 16,240 investors. Mutuum Finance is quickly becoming one of the most anticipated projects in the market with its focus on liquidity solutions, long-term yield strategies, and connecting traditional finance and on-chain markets. Taking a cue from industry behemoths like ETH, MUTM aims to disrupt the market in 2025. Ethereum Steadies as Institutional Demand Picks Up Ethereum (ETH) is trading at $4,438.11, well above the $4,300 level as institutional purchases continue to back the market sentiment for 2025. Experts believe that ETH can challenge the $4,500–$4,700 zone if the momentum continues, which should be followed by the introduction of ETFs and regulatory backing in the next few months. Though Ethereum remains the darling of smart contracts and decentralized finance, new players in the DeFi market like Mutuum Finance are also creating ripples. Mutuum Finance Stage 6 FOMO Investors are purchasing MUTM tokens at $0.035 even at Stage 6 presale. Waiting for Stage 7. The token has, to date, been accumulated by over 16,240 investors and has raised over $15.63 million in funding, surely an indication of huge market demand and interest. Price Discovery USD-denominated market prices and native tokens such as ETH, MATIC, and AVAX have to render lending, borrowing, and liquidation secure. Mutuum Finance uses Chainlink oracles to provide the system with market prices. Fallback oracles, composite feed data, and time-weighted average decentralized exchange prices are also used by the system in pricing as close to perfection as possible under distress. Market volatility…

Author: BitcoinEthereumNews

2025/09/14

Shiba Inu News: SHIB Whales Eye Trending $0.035 Coin as a Strong Bull Run Opportunity

Shiba Inu News: SHIB Whales Eye Trending $0.035 Coin as a Strong Bull Run Opportunity

Shiba Inu whales are buying in the market once again, but this time the target is Mutuum Finance (MUTM), a trending DeFi project. Mutuum Finance stands at Stage 6 of presale and has set the token at $0.035. Stage 7 is a 14.29% increase to $0.04. The campaign has reached more than $15.63 million and […]

Author: Cryptopolitan

2025/09/14

Next Crypto To Explode: Tapzi Tops The Charts As Megacoin & BlockDAG Follow Its Suite

Next Crypto To Explode: Tapzi Tops The Charts As Megacoin & BlockDAG Follow Its Suite

According to market trackers, the trending crypto list for September is led not by speculative memes, but by utility-rich, community-driven […] The post Next Crypto To Explode: Tapzi Tops The Charts As Megacoin & BlockDAG Follow Its Suite appeared first on Coindoo.

Author: Coindoo

2025/09/14

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