Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14458 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Kart Rumble eyes $200k milestone as early momentum builds

Kart Rumble eyes $200k milestone as early momentum builds

Kart Rumble is blending meme culture, adaptive AI gameplay, and blockchain ownership to reshape the web3 gaming and presale landscape. #sponsored

Author: Crypto.news
Forward Industries Buys $1.58B in SOL to Launch Solana Treasury

Forward Industries Buys $1.58B in SOL to Launch Solana Treasury

The post Forward Industries Buys $1.58B in SOL to Launch Solana Treasury appeared on BitcoinEthereumNews.com. Forward Industries has kicked off its Solana treasury strategy following a successful raise last week to purchase SOL. This comes as Helius, another Nasdaq-listed company, has announced plans to launch its SOL treasury. Forward Industries Kicks Off Solana Treasury With 6.8 Million SOL Buy In a press release, the company announced that it has purchased 6.82 million SOL at an average of $232 per SOL and for a total cost of almost $1.58 billion. This makes the company the largest Solana treasury company, well ahead of second-placed Sharps Technology. This development follows Forward Industries’ private placement last week, in which it raised $1.65 billion to kick off this strategy. As CoinGape reported, Galaxy Digital, Jump Crypto, and Multicoin Capital led the financing round. The company stated that it acquired the SOL tokens through a combination of open market purchases and on-chain transactions, which marks the initial deployment of the $1.65 billion it raised last week for the Solana treasury. The purchase includes a $1 million trade, which it executed through DFlow1, a decentralized exchange aggregator, routing this liquidity through SolFi, one of DFlow’s integrated providers. Commenting on the SOL purchases, Kyle Samani, the Chairman of the Board, said that this development marks a significant milestone as Forward Industries begins executing its Solana treasury strategy. He added that they are looking to build a strategy that will both advance the Solana ecosystem and deliver long-term value for their shareholders. Notably, the Solana price had begun rising since last week following the completion of Forward Industries’ private placement. TradingView data shows that the token is up over 13% in the last week. Source: TradingView; Solana Daily Chart Another SOL Treasury Firm Emerges In a press release, Helius Medical Technologies announced over $500 million in funding to launch its Solana treasury strategy. This…

Author: BitcoinEthereumNews
American Express (AXP) Stock: Surges Amid NFT-Style Travel Stamps Launch on Ethereum

American Express (AXP) Stock: Surges Amid NFT-Style Travel Stamps Launch on Ethereum

TLDR Amex unveils blockchain travel stamps, blending trips with digital identity Travel goes Web3: Amex launches Base-powered digital journey stamps Amex taps Coinbase’s Base for NFT-like travel tokens, shares climb American Express fuses travel with blockchain via ERC-721 stamps Amex debuts digital travel stamps, signaling push into Web3 identity American Express shares climbed 0.81% to [...] The post American Express (AXP) Stock: Surges Amid NFT-Style Travel Stamps Launch on Ethereum appeared first on CoinCentral.

Author: Coincentral
Epoch Protocol’s Fundraise Signals a Shift From Legacy Aggregators to Modular, Composable DeFi Solutions

Epoch Protocol’s Fundraise Signals a Shift From Legacy Aggregators to Modular, Composable DeFi Solutions

Epoch Protocol raises $1.2M to replace legacy DeFi aggregators with modular solvers for faster, atomic cross-chain execution.

Author: Blockchainreporter
XRP Price Forecast: Ripple Eyes $4.50 Amid Rising Institutional Inflows, While Mutuum Finance (MUTM) Nears a 5,000% Breakout

XRP Price Forecast: Ripple Eyes $4.50 Amid Rising Institutional Inflows, While Mutuum Finance (MUTM) Nears a 5,000% Breakout

While institutional investment pours into XRP and moves Ripple towards the highly anticipated $4.50 mark, a new token Mutuum Finance (MUTM) is grabbing even more headlines. As the pros wait for a jaw-dropping 5,000% breakout potential, Mutuum Finance (MUTM) is quickly becoming the red-hot token in the markets, interesting not just retail traders but, more […]

Author: Cryptopolitan
Decentraland Announces Art Week 2025: TOUCH GRASS A four-day exploration of presence, reflection, and sensory art in virtual worlds.

Decentraland Announces Art Week 2025: TOUCH GRASS A four-day exploration of presence, reflection, and sensory art in virtual worlds.

Panama City, Panama, 15th September 2025, Chainwire

Author: Blockchainreporter
Top 13 Telegram games to play in September 2025

Top 13 Telegram games to play in September 2025

The post Top 13 Telegram games to play in September 2025 appeared on BitcoinEthereumNews.com. Telegram has steadily evolved from a messaging app into one of the most active hubs for crypto communities, and games have become a major part of that shift. Over the past year, mini-games powered by bots have grown into an ecosystem of their own, mixing casual gameplay with real incentives. From simple tap mechanics to strategy-driven worlds, these games are designed to be played instantly within the app, without the friction of downloads or heavy setups. For many users, the appeal lies in the combination of entertainment and opportunity that includes earnable tokens, NFTs, and leaderboard rewards layered on top of accessible gameplay. With new titles launching every month, Telegram is no longer just a platform for group chats and updates; it’s also a proving ground for the next wave of play-to-earn experiences. Here’s a look at some of the standout Telegram games making waves in September 2025: 1. Egg Drop Egg Drop is the latest release from Gomble Games that was launched on the BNB Chain. Built around simple tap mechanics, the game challenges players to drop virtual eggs into target zones to unlock items, bonuses, and token rewards. What makes Egg Drop stand out is its balance between casual fun and blockchain-backed incentives. While the gameplay is light and accessible, players can also earn tokens and blockchain rewards, adding a tangible layer of value to their progress. The straightforward design makes it easy to get started, while the rewards system encourages longer engagement, giving Egg Drop a place among Telegram’s fast-growing tap-to-earn titles. 2. DOGS DOGS takes a different approach to Telegram gaming by leaning into internet culture as much as gameplay. Built around the popularity of dog memes, the project combines humor, community interaction, and cryptocurrency rewards into one ecosystem. Rather than relying only on tap-to-earn mechanics,…

Author: BitcoinEthereumNews
Crypto Lending Apps Witness Unprecedented $41.5 Billion Borrowing Surge

Crypto Lending Apps Witness Unprecedented $41.5 Billion Borrowing Surge

BitcoinWorld Crypto Lending Apps Witness Unprecedented $41.5 Billion Borrowing Surge The world of decentralized finance (DeFi) is buzzing with activity, and a recent milestone highlights its incredible expansion. The total value of assets borrowed from crypto lending apps has officially reached an astonishing all-time high of $41.5 billion. This unprecedented surge, reported by Unfolded, signals a significant shift in how individuals and institutions are interacting with digital assets. This record figure is not just a number; it represents a growing confidence and utility within the DeFi ecosystem. It shows that more people are looking to leverage their cryptocurrency holdings without selling them outright, using these platforms for various financial strategies. What’s Fueling the Phenomenal Rise of Crypto Lending Apps? Several key factors contribute to the explosive growth observed in crypto lending apps. These platforms offer unique advantages that traditional finance often cannot match, drawing in a diverse user base. Attractive Yields: Lenders are drawn by the opportunity to earn higher interest rates on their idle crypto assets compared to traditional savings accounts. Accessibility: DeFi platforms are open to anyone with an internet connection and cryptocurrency, removing many barriers of entry found in traditional banking. Capital Efficiency: Borrowers can access liquidity by using their crypto as collateral, enabling them to pursue other investments or meet short-term financial needs without liquidating their holdings. Innovation: Continuous development in smart contract technology and decentralized protocols makes these platforms more robust and user-friendly. The ability to generate passive income or gain access to capital quickly makes crypto lending apps an appealing option for many crypto holders. How Do Borrowed Assets on Crypto Lending Apps Actually Work? Understanding the mechanics behind these platforms is crucial. When you borrow assets on crypto lending apps, you typically provide other cryptocurrencies as collateral. This collateral ensures that the loan is secured, mitigating risk for the lenders. Here’s a simplified breakdown: Collateral Requirement: Borrowers deposit a certain amount of cryptocurrency (e.g., Ethereum or Bitcoin) into a smart contract as collateral. The value of this collateral usually exceeds the value of the loan. Loan Issuance: Once collateral is provided, borrowers can take out a loan, often in stablecoins like USDC or USDT, or other cryptocurrencies. Interest Rates: Borrowers pay an interest rate, which varies based on supply and demand within the specific lending protocol. These rates can be dynamic. Liquidation Risk: If the value of the collateral falls below a certain threshold relative to the loan, the collateral may be automatically sold to repay the loan. This is a critical risk to understand. This system allows for peer-to-peer lending and borrowing, all managed by transparent and immutable smart contracts on a blockchain. The Benefits and Challenges of Engaging with Crypto Lending Apps While the growth is exciting, it’s important to consider both the upsides and the potential downsides of using crypto lending apps. They offer significant opportunities but also come with inherent risks. Key Benefits: Liquidity: Users can unlock the value of their crypto without selling, maintaining their long-term positions. Income Generation: Lenders earn interest, creating a new stream of passive income from their digital assets. Financial Inclusion: These platforms are globally accessible, providing financial services to underserved populations. Potential Challenges: Smart Contract Risk: Vulnerabilities or bugs in the underlying code can lead to loss of funds. Liquidation Risk: Volatile crypto markets mean collateral values can drop rapidly, leading to automatic liquidations. Regulatory Uncertainty: The regulatory landscape for DeFi is still evolving, which could impact platform operations and user funds. Centralization Risks: While aiming for decentralization, some platforms may still have centralized components that pose risks. Understanding these aspects helps users make informed decisions when interacting with these powerful financial tools. Navigating the Future: Actionable Insights for Crypto Lending Apps Users Given the dynamic nature of the DeFi space, especially with crypto lending apps, adopting a cautious yet informed approach is essential. Here are some actionable insights to consider: Do Your Own Research (DYOR): Thoroughly investigate any platform before committing funds. Look for audits, community reputation, and transparent operations. Understand Terms and Conditions: Be fully aware of interest rates, collateral ratios, liquidation thresholds, and any associated fees. Start Small: Begin with smaller amounts to familiarize yourself with the platform and its processes before committing larger sums. Diversify: Do not put all your assets into a single lending protocol. Spreading your investments can help mitigate risks. Stay Informed: The crypto market moves quickly. Keep up with news, security updates, and regulatory changes that might affect your borrowed assets or collateral. These steps can help users navigate the exciting yet complex world of crypto lending more effectively. The record-breaking $41.5 billion in borrowed assets on crypto lending apps undeniably marks a significant moment for decentralized finance. It underscores the growing utility and demand for alternative financial services built on blockchain technology. While the opportunities for earning and leveraging digital assets are immense, it is crucial for users to approach these platforms with a clear understanding of both their benefits and inherent risks. As the DeFi ecosystem continues to mature, informed participation will be key to unlocking its full potential and ensuring a secure experience for all involved. Frequently Asked Questions (FAQs) Q1: What exactly are crypto lending apps? A1: Crypto lending apps are decentralized finance (DeFi) platforms that allow users to lend out their cryptocurrencies to earn interest or borrow cryptocurrencies by providing other digital assets as collateral, all managed by smart contracts on a blockchain. Q2: How did borrowed assets on crypto lending apps reach $41.5 billion? A2: This record was driven by increasing demand for capital efficiency, attractive yield opportunities for lenders, and the overall growth and adoption of decentralized finance, making it easier for users to access liquidity without selling their crypto. Q3: What are the main benefits of using crypto lending apps? A3: Key benefits include earning passive income on idle crypto, gaining liquidity without selling assets, and accessing financial services globally with fewer traditional barriers. Q4: What are the primary risks associated with crypto lending apps? A4: The main risks involve potential smart contract vulnerabilities, liquidation risk due to crypto market volatility, and evolving regulatory uncertainties that could impact platform operations. Q5: How can I safely participate in crypto lending? A5: To participate safely, it’s essential to conduct thorough research (DYOR) on platforms, understand all terms and conditions, start with smaller amounts, diversify your assets across different protocols, and stay updated on market and security news. We hope this article has provided valuable insights into the burgeoning world of crypto lending apps and the recent surge in borrowed assets. If you found this information helpful, please consider sharing it with your network on social media. Your support helps us continue to deliver timely and relevant crypto news and analysis! To learn more about the latest crypto market trends, explore our article on key developments shaping cryptocurrency institutional adoption. This post Crypto Lending Apps Witness Unprecedented $41.5 Billion Borrowing Surge first appeared on BitcoinWorld.

Author: Coinstats
Top Altcoins to Buy That Could 10x Your Investment

Top Altcoins to Buy That Could 10x Your Investment

As the cryptocurrency market keeps growing in 2025, investors are shifting their focus to coins that have the ability to provide return on investment in exponential terms. As traditional favorites like Cardano (ADA) keep making the headlines, more attention is being brought to brand-new altcoins like Mutuum Finance (MUTM), a decentralized finance protocol leading the […]

Author: Cryptopolitan
Nasdaq-listed Forward Industries Buys 6.8M SOL for $1.58B

Nasdaq-listed Forward Industries Buys 6.8M SOL for $1.58B

Nasdaq-listed Forward Industries, Inc., a company traditionally focused on designing and manufacturing medical and technology products, has made a significant investment in the cryptocurrency market by purchasing a staggering $1.58 billion worth of Solana (SOL) coins.  Forward Industries disclosed its latest acquisition in a press release today. The company aims to leverage Solana’s speed and efficiency, which make it a leading platform for decentralized applications. Record-Breaking Solana Acquisition Forward Industries’ significant investment comes on the heels of a successful $1.65 billion round of funding known as private investment in public equity (PIPE), which aided the company’s purchase of 6,822,000 SOL at an average price of $232 each. Notably, this is highest single purchase of SOL ever recorded by a treasury firm. The company financed the purchase through a PIPE deal, utilizing a combination of cash and stablecoins. Notable contributors to the funding include Galaxy Digital, Jump Crypto, and Multicoin Capital, who together invested over $300 million. They are also expected to offer strategic support as Forward Industries starts this new project. The deal also received support from well-known investors, including Bitwise Asset Management, Borderless Capital, and SkyBridge Capital, with Galaxy Digital overseeing the entire transaction. The investment shows that institutional investors have strong confidence in the company.  Strategic Position in the Solana Ecosystem The latest strategic purchase has made Forward Industries the largest public holder of Solana coins. It has surpassed other companies, such as DeFi Development Corp. (DFDV) and Upexi (UPXI). As a result of this purchase, public companies now hold more than $1.4 billion in Solana tokens, indicating a growing interest in this notable blockchain technology.  Meanwhile, Forward Industries plans to actively make its mark in staking, lending, and the broader world of decentralized finance (DeFi). This sets it apart from competitors that take a more passive approach to investing in cryptocurrency. The company plans to utilize its remaining funds to acquire additional SOL and refine its blockchain strategy.  However, as excitement grows over Solana’s support from major institutional investors, crypto enthusiasts react with some optimistic, while others are concerned about the future of decentralization on the platform. Solana holds the 6th rank on CoinMarketCap, with a market capitalization of $ 127.72 billion. Its current price hovers around $234.14, supported by a 24-hour trading volume of $10.66 billion.  The post Nasdaq-listed Forward Industries Buys 6.8M SOL for $1.58B appeared first on Cointab.

Author: Coinstats