Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14541 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Shiba Inu (SHIB) Aims for $0.000025 as Investors Choose Mutuum Finance (MUTM) for Maximum ROI in 2025

Shiba Inu (SHIB) Aims for $0.000025 as Investors Choose Mutuum Finance (MUTM) for Maximum ROI in 2025

The post Shiba Inu (SHIB) Aims for $0.000025 as Investors Choose Mutuum Finance (MUTM) for Maximum ROI in 2025 appeared on BitcoinEthereumNews.com. Shiba Inu (SHIB) is eyeing a leap to $0.000025 in 2025, leaving its community in anticipation with token burns and persistent action. Not everyone, though, is waiting for meme coins this time. More and more individuals are gravitating to Mutuum Finance (MUTM), a presale token in presale for $0.035 that’s actually building DeFi utilities within lending and borrowing.  Mutuum Finance can be purchased at $0.035 in presale stage 6. The protocol has attained over $16.01 million in funds raised as well as over 16,410 holders. SHIB would be great if the trend keeps going on, but MUTM has the kind of ground-floor potential that can be much greater profits if its roadmap does materialize. Shiba Inu Bouncing Near Recent Highs Shiba Inu (SHIB) is at around $0.00001307, having moved sideways with resistance increasing near $0.0000140 and support around $0.0000129. Its price action has been subdued, supported by token burning and community usage but not yet subject to vigorous breakout trading. Technical analysts feel that if there lacks increased interest, liquidity, or general market health, price may remain range-bound. Meanwhile, newer Mutuum Finance shows superior potential for high returns under current market conditions. Mutuum Finance (MUTM) Rises in Presale  Mutuum Finance is currently at stage six of presale at $0.035 following a 16.17% increase from the previous stage. The project is recording huge demand in the market with over 16,410 investors who have signed up and invested over $16.01 million. Mutuum Finance also recently started a $50,000 USDT Bug Bounty Program for the platform’s security. The bugs have been classified on four levels with the tags critical, major, minor, and low. Mutuum Finance has strong security controls over whatever is collateralized so that protocol and user security is never compromised. Target collateral ratios, lending and deposit limits are kept. In contributing…

Author: BitcoinEthereumNews
PEPE Price Prediction vs Layer Brett: Analysts Forecasts Point To 5x Gains For PEPE and 65x For LBRETT

PEPE Price Prediction vs Layer Brett: Analysts Forecasts Point To 5x Gains For PEPE and 65x For LBRETT

Analysts see PEPE primed for a 5x rally as shorts face pressure, while Layer Brett’s presale and staking rewards fuel bold 65x forecasts, making it 2025’s wild card.

Author: Blockchainreporter
Why Big Investors Are Adding Mutuum Finance (MUTM) Alongside Ripple (XRP) in Portfolios in 2025

Why Big Investors Are Adding Mutuum Finance (MUTM) Alongside Ripple (XRP) in Portfolios in 2025

Ripple (XRP) has long been a favorite among investors betting on cross-border payment adoption, and it still holds a solid place in many portfolios heading into 2025. But lately, big investors are pairing it with Mutuum Finance (MUTM), a newer coin. Even at $0.035 in presale in its presale phase 6, MUTM is gaining attention […]

Author: Cryptopolitan
4 Leading Crypto Presales in 2025: BlockDAG, Maxi Doge, & More!

4 Leading Crypto Presales in 2025: BlockDAG, Maxi Doge, & More!

The year 2025 has already positioned itself as one of the most exciting times in crypto history. While Bitcoin and Ethereum remain dominant forces, the spotlight has shifted toward crypto presales in 2025, which are attracting investors with high ROI potential and strong community backing. Unlike traditional market entries, presales allow early investors to secure tokens at discounted prices before listings drive prices upward.  Among the most talked-about names are BlockDAG, with its explosive fundraising and adoption; Maxi Doge, capitalizing on Dogecoin’s legacy with hype-driven utility; PepeNode, bringing a unique mine-to-earn model; and Wall Street Pepe, blending meme energy with cross-chain expansion plans. In this article, we’ll explore why these projects rank among the leading crypto presales in 2025. 1. BlockDAG BlockDAG is dominating conversations across the industry, and its numbers are turning heads. To date, the project has raised almost $410 million and sold more than 26.3 billion BDAG coins, placing it more than halfway toward its ambitious $600M goal.  The current presale price sits at just $0.0013, but this golden window is closing in less than 24 hours. With a confirmed listing price of $0.05, early participants are effectively locking in a guaranteed 3,746% ROI the moment BDAG hits exchanges. Looking ahead, projections of $1 suggest the potential for life-changing returns. What makes BlockDAG stand apart is the adoption already underway. The network boasts 312,000+ holders, has sold nearly 20,000 ASIC miners worldwide, and powers 3 million X1 mobile miners daily. The upcoming Awakening Testnet will further validate its tech, proving BlockDAG is more than just marketing. At $0.0013, this is the lowest price BDAG will ever be. Hesitation now means missing one of the most promising crypto presales in 2025. 2. Maxi Doge (MAXI) Maxi Doge is racing through presale stages at lightning speed, having already raised over $2 million. Tokens are currently priced at $0.0002565, with the next price hike scheduled within 48 hours. This time-sensitive structure fuels urgency and FOMO, especially with each stage getting progressively more expensive. The project promises more than just meme hype. With staking returns at a high 157% APY and aggressive community-driven marketing, MAXI is aiming to become the spiritual successor to Dogecoin while offering stronger tokenomics. For those looking to capture meme-driven energy, MAXI is easily among the crypto presales in 2025 to keep an eye on. 3. PepeNode (PEPENODE) PepeNode is carving its own niche in the meme economy with a mine-to-earn model that lets users create virtual mining nodes without expensive hardware. The presale has already surpassed $1 million in raised funds, with APYs advertised as high as 1,340% for stakers. Its deflationary mechanics make it particularly interesting: each time users upgrade or build nodes, 70% of the tokens spent are burned, reducing supply and creating long-term scarcity. With analyst reports consistently ranking it among leading-performing presales, momentum is building fast. Skeptics highlight the uncertainty of whether mine-to-earn mechanics will maintain long-term engagement, but early enthusiasm is strong. For investors looking for innovation in the meme space, PEPENODE is one of the most unique crypto presales in 2025. 4. Wall Street Pepe (WEPE) Wall Street Pepe (WEPE) is already live in circulation, with all 200 billion tokens in supply fully released. The token currently trades at $0.000059 with a market cap of nearly $11.8 million. While daily trading volume is modest, WEPE’s upcoming Solana migration and Ethereum burn plan have injected new life into the project. By expanding across chains while reducing total supply, WEPE aims to combine meme coin excitement with meaningful scarcity. Analysts forecast potential end-of-2025 prices in the $0.00010-$0.00012 range, depending on adoption and listings. Though modest compared to bigger names, WEPE’s transparent tokenomics (no hidden unlocks) and expansion roadmap make it one of the underdog crypto presales in 2025 worth watching closely. Rounding Up The world of crypto presales in 2025 is full of both excitement and risk. Projects like BlockDAG show how massive adoption and clear ROI potential can transform a presale into a global phenomenon, while meme-driven plays like Maxi Doge, PepeNode, and Wall Street Pepe prove that community power remains a dominant force in crypto markets. For investors, the message is clear: early entry often makes the difference between average gains and life-changing returns. However, presale participation always carries risk, and due diligence is essential. Still, whether you’re chasing innovation, meme hype, or proven adoption, these four coins represent some of the strongest crypto presales in 2025. The clock is ticking, and those who wait too long may find themselves paying far higher prices once listings go live. The post 4 Leading Crypto Presales in 2025: BlockDAG, Maxi Doge, & More! appeared first on NFT Plazas.

Author: Coinstats
Cardano Price Prediction: Will ADA Reach $5 in 2025, and Can Mutuum Finance (MUTM) Beats Its ROI This Cycle?

Cardano Price Prediction: Will ADA Reach $5 in 2025, and Can Mutuum Finance (MUTM) Beats Its ROI This Cycle?

The post Cardano Price Prediction: Will ADA Reach $5 in 2025, and Can Mutuum Finance (MUTM) Beats Its ROI This Cycle? appeared on BitcoinEthereumNews.com. Cardano (ADA) has been the toughest Ethereum competitor for a while, and there are some bulls contemplating a push towards $5 should the upcoming market cycle work out. However, while ADA’s promise is supported by sustained adoption and network growth, Mutuum Finance (MUTM) is building up steam for its explosive ROI prospects.  At just $0.035 in presale, MUTM is built on a twin lending-and-borrowing platform for real-world utility that creates a growth narrative stronger than ADA’s. Mutuum Finance could leave Cardano much behind before ADA even reaches $5. Cardano: Resistance Ahead Amid Strong Fundamentals Cardano (ADA) is trading around $0.90, with recent price movement capped by resistance just above $1.00. In this scenario, price action shows that while support at $0.80 remains solid, significant upside may be difficult under current conditions without new catalysts or increased capital flows. Network expansion is still going on at a slow pace, governance upgrades, staking rewards, and smart contract enhancement are ongoing, which keeps ADA’s basement price intact. However, comparatively speaking, Mutuum Finance is offering higher potential return under current market conditions. Mutuum Finance (MUTM) Exceeds Expectations Mutuum Finance is now in stage six of its presale at $0.035 after its 16.17% increase from the previous stage. The market is witnessing unprecedented demand for the project where more than 16,410 investors have joined and exceeded $16.1 million in funds raised. Mutuum Finance (MUTM) also initiated a $50,000 USDT Bug Bounty Program for the platform’s security. The bugs have been segmented on four levels depending on the tag critical, major, minor, and low. Mutuum Finance possesses strong safety measures for any asset which is collateraled so that protocol’s and user’s safety are not lost. They possess target collateral ratios, lending and deposit limits. Off close undercollateralized positions are incentivized as a means of maintaining systemic…

Author: BitcoinEthereumNews
Outdated Banks Can’t Compete With Crypto Rails

Outdated Banks Can’t Compete With Crypto Rails

The post Outdated Banks Can’t Compete With Crypto Rails appeared on BitcoinEthereumNews.com. Fintech 20 September 2025 | 19:05 Brian Armstrong has never hidden his frustration with traditional finance, but his latest comments make clear how far he intends to push Coinbase beyond its roots. In a conversation with Fox Business, the CEO described a future where Coinbase replaces the role of everyday banks by bundling payments, lending, credit cards, and even yield opportunities into a single crypto-powered platform. Rather than simply being a place to buy Bitcoin, Armstrong wants Coinbase to serve as the primary account people use for their financial lives. The vision, he argued, is possible because blockchain rails eliminate many of the inefficiencies that consumers still pay for. He pointed to card fees as an example, questioning why digital transactions should cost two or three percent each time when they’re little more than lines of code moving across the internet. The company is already experimenting with products that could bring this vision closer. One initiative is a card that offers up to 4% back in Bitcoin, setting it apart from the cash-back model of traditional banks. Another is the integration of Morpho, a decentralized lending protocol that lets users earn yield on USDC without leaving the Coinbase app. Armstrong’s super-app dream is unfolding against a backdrop of changing regulation in Washington. He welcomed recent progress, citing the GENIUS Act and broader market structure proposals as evidence that lawmakers are finally establishing rules of the road. To him, regulatory clarity is no longer a distant hope but a train that has already left the station. That doesn’t mean the path is free of tension. Coinbase maintains partnerships with banking giants like JPMorgan and PNC, yet Armstrong hinted at a cultural clash, saying policy divisions within those firms sometimes work against innovation. Meanwhile, critics from bank-backed groups have attacked Coinbase’s USDC…

Author: BitcoinEthereumNews
Traders debate if MUTM could be the next big crypto like ETH

Traders debate if MUTM could be the next big crypto like ETH

The post Traders debate if MUTM could be the next big crypto like ETH appeared on BitcoinEthereumNews.com. Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Ethereum eyes $5k as Mutuum Finance raises $16m, emerging as a strong DeFi competitor with its dual-market model. Summary Ethereum eyes $5k as DeFi heats up, while Mutuum Finance raises $16m to launch its dual-market lending protocol. Mutuum combines Peer-to-Contract and Peer-to-Peer lending, boosting liquidity and capital efficiency for users. Lenders earn mtTokens with yield, while borrowers unlock credit without selling assets, keeping market exposure. Ethereum (ETH) is again getting attention with analysts debating whether it will be able to get back to the $5000 mark.  ETH is one of the most prominent crypto assets that have been driving the world of decentralized finance and have formed the backbone of numerous blockchain applications over the years. Meanwhile, Mutuum Finance (MUTM), a presale project, is attracting a crowd due to its dual-market lending model and advancement towards the launch. It has accrued over $16 million in funding and the observers see it as a potential competitor in the DeFi arena. From ETH’s DeFi unlock to MUTM’s lending unlock The most important innovation in Ethereum was the initiation of smart contracts that led to the introduction of decentralized financial protocols that have become an essential part of the market since then. On the same note, Mutuum Finance is developing a protocol that aims to combine two strategies: a Peer-to-Contract (P2C) market and a Peer-to-Peer (P2P) marketplace. The P2C model allows users to deposit stablecoins, including USDT, USDC, DAI, or major tokens, like BTC, ETH, SOL, ADA, and LINK, in audited smart contracts. This makes borrowers get access to liquidity as the interest rates vary dynamically to ensure that the supply and demand balance. In exchange, lenders are issued with mtTokens, which…

Author: BitcoinEthereumNews
Coinbase CEO: Outdated Banks Can’t Compete With Crypto Rails

Coinbase CEO: Outdated Banks Can’t Compete With Crypto Rails

In a conversation with Fox Business, the CEO described a future where Coinbase replaces the role of everyday banks by […] The post Coinbase CEO: Outdated Banks Can’t Compete With Crypto Rails appeared first on Coindoo.

Author: Coindoo
Next Shiba Inu? Whales Quietly Accumulate AlphaPepe During Presale

Next Shiba Inu? Whales Quietly Accumulate AlphaPepe During Presale

The hunt for the next Shiba Inu (SHIB) never stops. As retail traders chase meme coins capable of parabolic runs, crypto whales are already making quiet moves in presales where the upside is greatest. One name that keeps surfacing in these conversations is AlphaPepe (ALPE)—a project blending meme culture with real-time delivery of features during […] The post Next Shiba Inu? Whales Quietly Accumulate AlphaPepe During Presale appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Mutuum Finance (MUTM): A Retail-Friendly DeFi Token with Real-World Lending Utility

Mutuum Finance (MUTM): A Retail-Friendly DeFi Token with Real-World Lending Utility

Solana (SOL) has been trading in a rangebound pattern over recent weeks, leaving investors searching for a crypto that offers more predictable growth and robust utility. Enter Mutuum Finance (MUTM), a retail-friendly DeFi token designed to deliver substantial returns while providing real-world lending and borrowing solutions. Unlike SOL, which relies heavily on network hype and ecosystem adoption, Mutuum Finance (MUTM) integrates both P2C and P2P lending mechanisms to serve diverse market participants. In the P2C model, a user will deposit $10,000 USDC into the smart contract, receiving mtUSDC at a 1:1 ratio. With a projected 14% APY, by the end of the year this deposit will generate $1,400 in yield, demonstrating how everyday investors will earn tangible returns while contributing to liquidity on the platform. Borrowers will also experience enhanced utility. For example, an investor will pledge $2,000 worth of ETH as collateral at 75% LTV, accessing liquidity without selling their underlying asset. The Stability Factor will continuously monitor the collateral-to-loan ratio, ensuring that positions remain secure and operational risks remain low. Liquidation thresholds for ETH are set at 80%, allowing liquidators to efficiently repurchase undercollateralized positions at a discount, preserving the system’s solvency. This innovative design ensures that participants using MUTM will enjoy predictable outcomes, a feature that retail investors will increasingly appreciate amid market fluctuations. Presale Performance and FOMO Drive MUTM Demand Mutuum Finance (MUTM) has already attracted significant attention during its presale. Phase 6 will trade at $0.035 with 40% of its 170 million token allocation already sold, generating $15.8 million in revenue and building a community of over 16,350 holders. Certified by a rigorous CertiK audit, achieving a Token Scan Score of 90 and a CertiK Skynet Score of 79, MUTM will demonstrate strong security standards that investors will trust. With more than 12,000 Twitter followers actively monitoring updates, community engagement will continue to grow. The upcoming Phase 7 price at $0.04 represents a 15% increase, creating strong FOMO as this will be the last opportunity to acquire tokens at a discounted rate. In addition to stable lending, Mutuum Finance (MUTM) will allow P2P lending for higher-risk assets such as SHIB or FLOKI. These isolated pools will ensure that volatility in riskier markets will not affect the stability of core assets. Furthermore, the $50,000 bug bounty program will reward security researchers based on severity levels: Critical $2,000, Major $1,000, Medium $500, and Low $200, incentivizing proactive reporting and reinforcing investor confidence in the protocol. To enhance community participation, the ongoing $100K giveaway will reward ten winners with $10,000 each in MUTM tokens, creating immediate engagement and adoption incentives. The project will leverage Layer-2 technology, providing faster transaction speeds and dramatically reduced costs compared to Layer-1 networks. Early access through the beta launch will allow investors to experience live lending, borrowing, and staking functionalities, offering first-hand insight into MUTM’s utility. Real-time activity will showcase how liquidity management and efficient liquidation mechanics will protect the protocol during periods of heightened volatility, reinforcing its reliability for both retail and institutional participants. Investors from Phase 1 will see impressive gains as the presale progresses. A $12,000 investment originally moved from SOL to MUTM will have already realized a 4.5X increase by Phase 6. When the token eventually lists at $0.06, these early investors will see further exponential growth, driven by Layer-2 throughput, platform adoption, and the growing utility of MUTM in P2C and P2P lending ecosystems. Conclusion The combination of real DeFi use cases, strategic presale phases, and sophisticated risk management will make Mutuum Finance (MUTM) a top contender for short-term and long-term gains. Analysts will point to its transparent liquidity systems, community-focused incentives, and security protocols as key factors driving demand. The platform’s ability to deliver yields, preserve capital, and provide a seamless lending and borrowing experience will position MUTM as a superior investment over SOL in the weeks leading to September’s close. Mutuum Finance (MUTM) will emerge as the crypto that balances growth, utility, and security. With presale metrics, Layer-2 speed, a beta launch, and structured lending mechanics, MUTM is set to capture attention from retail and institutional investors alike. As the crypto fear and greed index swings and questions around why is crypto going up dominate conversations, MUTM will stand out as a token offering tangible utility and high upside among crypto coins. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance :::tip This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision. ::: \n \n \n \n

Author: Hackernoon