Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14687 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top 3 Altcoins Under $5 Set to Outshine Bitcoin (BTC) in the Next Run

Top 3 Altcoins Under $5 Set to Outshine Bitcoin (BTC) in the Next Run

The post Top 3 Altcoins Under $5 Set to Outshine Bitcoin (BTC) in the Next Run appeared on BitcoinEthereumNews.com. With the crypto market ready for the next bull run, investors are focusing on top cryptos beyond Bitcoin for big returns. Some of the top coins include XRP, Cardano (ADA), and Mutuum Finance (MUTM), and all these are going to outshine Bitcoin (BTC) in the next cycle. XRP, continues to perform in top form, basked by its already established brand and ongoing growth within the financial markets. Cardano (ADA), is a market darling among investors due to its robust ecosystem and emphasis on scalability as well as sustainability. Mutuum Finance (MUTM), is however gaining popularity because of its robust presale performance. With over $16.52 million in funds raised and over 16,640 owners, MUTM’s worth has increased from $0.01 to $0.035 in its presale stages, with projections at about $2 by the close of 2025. With its pioneering DeFi venture, increasing investor attention, and potential for tremendous returns, Mutuum Finance presents a viable option beyond traditional cryptocurrencies like Bitcoin. For investors in search of alternatives to Bitcoin, these altcoins offer exciting potential for future market cycle. XRP Undergoes Critical Test Following Market Liquidations Ripple (XRP) recently came under stress, falling to a low of $2.76 after an enormous $1.5 billion tidal wave of liquidations across the crypto space following in part due to Ethereum’s fall below $4,000. Technicals show XRP falling from the $2.81 support, now just above the key $2.71 area that has been stubborn since July.  The decline is caused by a combination of general market liquidations, breakdown below the $2.81 Fibonacci and 100-hour moving average levels, and profit-taking upon ETFs getting approved. At such volatility, investors increasingly are looking at an alternative project with vast utility innovation and robust growth prospects, Mutuum Finance. Cardano Holding Strong In Spite of Market Volatility Cardano (ADA) has demonstrated remarkable resilience, with…

Author: BitcoinEthereumNews
Best Crypto To Invest In As Bitcoin (BTC) Slips Below $109k As $1.1b In Liquidations Hit

Best Crypto To Invest In As Bitcoin (BTC) Slips Below $109k As $1.1b In Liquidations Hit

The post Best Crypto To Invest In As Bitcoin (BTC) Slips Below $109k As $1.1b In Liquidations Hit appeared on BitcoinEthereumNews.com. Crypto News 29 September 2025 | 14:00 Bitcoin has fallen under the $109,000 mark, triggering liquidations worth $1.1 billion across the market. Analysts point to weakening momentum in crypto charts, linking the decline to the Federal Reserve’s recent rate cut. Historically, similar cuts have produced short-term pullbacks before sparking strong recoveries, creating both fear and opportunity for crypto investing. The question many are asking now is what crypto to invest in as traders weigh the fallout of the correction. Bitcoin Facing Pressure Before Potential Rebound The current Bitcoin price is showing vulnerability, with technical signals reflecting bearish activity. Analysts highlight that capital has shifted toward gold, reducing institutional demand for Bitcoin. This thinning liquidity has coincided with daily charts flashing warnings that sellers are controlling the short-term trend. Bitcoin is holding above a crucial support zone with an 11% downside if breached. However, history demonstrates that Bitcoin frequently recovers from significant declines, particularly during monetary easing periods. Market observers remember how a similar trend played out in 2024, when a 58% rebound followed a fall at $93,000. The next wave may aim for $162,000 if this cycle recurs, solidifying Bitcoin’s position as one of the leading cryptocurrencies in spite of the present decline. Mutuum Finance (MUTM) Rising In Presale Amid the ongoing volatility, Mutuum Finance (MUTM) is attracting investors who are searching for the best cryptocurrency to invest today. The presale is currently in Phase 6, already 50% filled. To date, the project has raised $16,500,000 and onboarded 16,620 holders. Tokens are now selling at $0.035, a 250% rise from the opening phase price of $0.01. Phase 6 is advancing quickly and will soon close. Once Phase 7 begins, the price increases to $0.04, marking a 14.3% rise. When trading launches at $0.06, buyers at the current level stand to…

Author: BitcoinEthereumNews
Mutuum Finance: 16,600+ investors, 730m+ tokens allocated

Mutuum Finance: 16,600+ investors, 730m+ tokens allocated

Mutuum Finance has attracted over 16,600 investors and raised more than $16 million in its presale, positioning itself as one of the most closely watched DeFi projects of 2025. #partnercontent

Author: Crypto.news
Tata Capital To Raise $1.7 Billion In What Could Be India’s Biggest IPO This Year

Tata Capital To Raise $1.7 Billion In What Could Be India’s Biggest IPO This Year

The post Tata Capital To Raise $1.7 Billion In What Could Be India’s Biggest IPO This Year appeared on BitcoinEthereumNews.com. Tata Consultancy Services Ltd.’s office in Mumbai, India, on Wednesday, Feb. 12, 2025. Photographer: Abeer Khan/Bloomberg © 2025 Bloomberg Finance LP Tata Capital—the financial services arm of Tata Group, one of India’s largest conglomerates—is gearing up for the country’s biggest IPO this year, with the maiden share sale expected to raise as much as 155 billion rupees ($1.7 billion). The company, along with existing shareholders including Tata Sons and International Finance Corp. are selling up to 475.8 million existing and new shares between 310 rupees to 326 rupees apiece, according to a newspaper advertisement released on Monday. Proceeds from the IPO will strengthen Tata Capital’s capital base and support future lending activities. Book building for the IPO will open for anchor investors on October 3, while the shares will be available to retail investors from October 6 to 8. Tata Capital shares will begin trading on India’s National Stock Exchange on October 13. Tata Capital provides loans to consumers and businesses through almost 1,500 branches across India. Serving 7 million customers nationwide, it offers home loans, business finance, microfinance, private equity funding, and credit cards. The company’s net profit rose 16% to 36.6 billion rupees in the year ended March. The company is coming to market as IPO activity in India is picking up. Earlier this month, Urban Co., which provides a range of services from cleaning to plumbing, surged 62% on its first day of trading, the best market debut for Indian IPOs above $100 million. Several IPOs are in the pipeline, including that of Walmart-owned digital wallet PhonePe and billionaire Mukesh Ambani’s Reliance Jio, India’s largest wireless carrier. Tata Capital is part of India’s oldest conglomerate that the late Ratan Tata (who passed away in October) transformed into an industrial powerhouse. Under his two-decade leadership, he made global…

Author: BitcoinEthereumNews
Hyperliquid-based Hyperdrive resumes services after exploit

Hyperliquid-based Hyperdrive resumes services after exploit

The post Hyperliquid-based Hyperdrive resumes services after exploit appeared on BitcoinEthereumNews.com. Hyperdrive has restored operations and compensated users after a June exploit drained funds from two markets on the Hyperliquid blockchain. Summary Hyperdrive exploited for ~$700K on Sept. 27. Attack traced to router contract permissions. Users reimbursed, markets fully restored. Hyperdrive, a decentralized finance protocol on the Hyperliquid blockchain, has resumed full operations and restored funds to affected users after an exploit drained nearly $700,000 from two markets. According to the project’s Sept. 29 update on X, all accounts impacted by the attack have been remediated and market functions are now back online. The team confirmed that the exploit was limited to the Primary and Treasury USDT0 markets and did not spread to other assets or contracts. Details of Hyperdrive exploit On Sept. 27, attackers took advantage of Hyperdrive’s router contract, which had been granted operator permissions during lending processes. This made it possible to manipulate collateralized positions and make arbitrary function calls to whitelisted contracts. Two accounts were drained, losing 672,934 USDT0 and 110,244 thBILL tokens. The stolen money was tracked to Ethereum (ETH) and BNB (BNB) Chain, where some of it was laundered using Tornado Cash. External auditors and forensic specialists were enlisted by Hyperdrive, who verified the vulnerability was fixed and created a patch in a matter of hours. All markets were paused during remediation, with operations resuming only after compensation was completed. Ongoing investigation and security response Hyperdrive stated that the attack was carried out by a known threat actor previously linked to high-profile protocol exploits. A full post-mortem report will be published in the coming days. While reiterating that user accounts are now secure, the team cautioned against scams and unofficial communications. Despite the setback, Hyperdrive says its long-term strategy is still the same, concentrating on yield strategies like tokenizing Treasury bills with partners like Theo…

Author: BitcoinEthereumNews
Hyperliquid-based Hyperdrive resumes services after $700K exploit

Hyperliquid-based Hyperdrive resumes services after $700K exploit

Hyperdrive has restored operations and compensated users after a June exploit drained funds from two markets on the Hyperliquid blockchain. Hyperdrive, a decentralized finance protocol on the Hyperliquid blockchain, has resumed full operations and restored funds to affected users after…

Author: Crypto.news
OPTO Miner Enables XRP Holders To Earn 3,700 USDT Daily

OPTO Miner Enables XRP Holders To Earn 3,700 USDT Daily

The post OPTO Miner Enables XRP Holders To Earn 3,700 USDT Daily appeared on BitcoinEthereumNews.com. Passive income from cryptocurrencies is experiencing a new surge. In 2025, a landmark U.S. court ruling explicitly clarified that XRP is not a security. This decision restored market confidence and propelled Ripple’s XRP token above the $3 threshold for the first time since 2018. As market sentiment improves, investors are not only reaping the benefits of price appreciation but also actively seeking more stable income streams—making cloud mining a new hot choice. The regulated cloud mining platform OPTO Miner has garnered significant attention, offering the advantage of converting cryptocurrency deposits into daily USD income, thereby mitigating market volatility risks. Data indicates that even ordinary XRP holders can earn over $1,000 in passive income daily through such platforms; some users leverage BTC, ETH, or USDT on the same platform to achieve consistent, stable cash flow. This trend reflects a broad shift in the cryptocurrency investment landscape. Investors are no longer solely reliant on speculative gains but are seeking predictable, dividend-like returns. In fact, analysts predict the global cryptocurrency mining market will reach $14.8 billion by 2025, partly due to the rise of cloud mining—where over half of mining operations are now powered by clean energy—and cryptocurrency holders increasingly seeking “dividend-like” returns to cushion market volatility. OPTO Miner is at the forefront of this trend, with reports indicating that some experienced XRP users on the platform earn thousands of dollars in stablecoin profits every 24 hours. This article explores how cloud mining works, why XRP investors favor it, and how OPTO Miner enables daily passive income through a simple step-by-step process—with some users earning as much as 3,700 USDT daily. Why Choose Cloud Mining? Turn XRP into Daily Passive Income For XRP investors, generating returns has always been challenging. Unlike Bitcoin or Ethereum, XRP cannot be mined and offers no staking rewards,…

Author: BitcoinEthereumNews
Cloud Mining Wealth Code: OPTO Miner Enables XRP Holders to Earn 3,700 USDT Daily

Cloud Mining Wealth Code: OPTO Miner Enables XRP Holders to Earn 3,700 USDT Daily

After XRP’s legal win boosts prices past $3, investors turn to OPTO Miner for stable passive income. Cloud mining pays daily USD from XRP, BTC, ETH, and USDT.

Author: Blockchainreporter
Maple Finance to Tie Into Elwood Technologies’ Systems to Bring Institutional Credit Strategies On-Chain

Maple Finance to Tie Into Elwood Technologies’ Systems to Bring Institutional Credit Strategies On-Chain

The post Maple Finance to Tie Into Elwood Technologies’ Systems to Bring Institutional Credit Strategies On-Chain appeared on BitcoinEthereumNews.com. Crypto credit firm Maple Finance and Elwood Technologies are joining forces to make it easier for large financial institutions to enter digital asset credit markets. The companies announced Monday that Maple’s on-chain lending and asset management platform will link up with Elwood’s execution, portfolio management, and risk tools. Maple, founded in 2021, specializes in structured lending products and yield strategies built on public blockchains. Elwood, the trading company backed by hedge-fund manager Alan Howard, provides connectivity to global crypto exchanges, custodians and fund administrators, along with analytics and risk monitoring tools for institutional investors. The collaboration targets a key friction point for traditional players. Banks and asset managers looking to diversify into digital assets face fragmented infrastructure and operational hurdles. By combining Maple’s lending expertise with Elwood’s institutional trading and risk systems, the firms aim to create a framework that mirrors what professional investors expect in traditional markets. Sid Powell, Maple’s CEO, said the partnership will extend “institutional-grade” access to on-chain credit opportunities. Elwood CEO Chris Lawn added that credit markets are an essential piece of crypto’s evolution and need the same type of infrastructure as other asset classes. The move comes as demand for tokenized credit and fixed-income products grows. For example, Ripple and Credbull recently launched initiatives that bring U.S. Treasuries and private credit onto blockchain rails. Maple and Elwood’s tie-up underscores how service providers are trying to position themselves as gateways for institutional capital entering the decentralized economy. Source: https://www.coindesk.com/business/2025/09/29/maple-finance-to-tie-into-elwood-to-bring-institutional-credit-strategies-on-chain

Author: BitcoinEthereumNews
Structured Lending Puts Mutuum Finance (MUTM) in the Spotlight

Structured Lending Puts Mutuum Finance (MUTM) in the Spotlight

Mutuum Finance (MUTM) is emerging as a preferred DeFi project, offering structured borrowing and lending, stablecoin innovation, and promising returns. Phase 6 of the presale will be priced at $0.035, with $16.45 million raised and 50% of the phase allocation sold.

Author: Hackernoon