DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

67332 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
The old public chain Kadena launched a $50 million incentive plan, betting on whether RWA is the solution or a repeat of the same mistakes

The old public chain Kadena launched a $50 million incentive plan, betting on whether RWA is the solution or a repeat of the same mistakes

Recently, Kadena, a well-established public chain founded in 2016, announced the launch of an incentive plan of up to US$50 million. This move seems to be intended to return to the spotlight of the cryptocurrency market through the current popular RWA track.

Author: PANews
a16z: From AI agents, DePIN to micropayments, 11 key implementation directions for the integration of encryption and AI

a16z: From AI agents, DePIN to micropayments, 11 key implementation directions for the integration of encryption and AI

These use cases are based on technology being built today, from processing massive volumes of micropayments to ensuring humans are in control of their relationship with the AI of the future.

Author: PANews
The crypto market suffered a heavy blow, ETH fell more than 10%, and BTC fell below $104,000

The crypto market suffered a heavy blow, ETH fell more than 10%, and BTC fell below $104,000

PANews reported on June 13 that according to SoSoValue data, affected by the escalation of the situation in the Middle East, Israel's attack on Iran and other factors, the crypto

Author: PANews
PA Daily | Ant Group will apply for stablecoin licenses in Hong Kong and Singapore; X platform recently froze multiple crypto-related accounts

PA Daily | Ant Group will apply for stablecoin licenses in Hong Kong and Singapore; X platform recently froze multiple crypto-related accounts

Amber Group, Spartan Group and other institutions participated in this round of Plasma deposit activities; DWF Labs called on NEAR to reduce the inflation rate to 2.5%. If it is achieved, it will purchase an additional 10 million NEAR; CEO of U.S. Bancorp: We are studying business opportunities in the stablecoin field; China Business News: The virtual currency LABUBU is not officially issued by Pop Mart, and reminds people to be vigilant about the risks of currency speculation.

Author: PANews
PA Daily | Tesla's US stock rose 2.3% before the market opened after Musk regretted his excessive remarks against Trump; Ethereum spot ETF continued to have net inflows for 17 days

PA Daily | Tesla's US stock rose 2.3% before the market opened after Musk regretted his excessive remarks against Trump; Ethereum spot ETF continued to have net inflows for 17 days

Abraxas Capital withdrew a total of 44,612 ETH from CEX in the past 14 hours, worth US$123 million; the daily trading volume of Ethereum derivatives reached US$110 billion, surpassing Bitcoin; Tesla's US stocks rose 2.3% before the market opened; the giant whale 9a56eN unpledged 1.33 million SOL and transferred 380,000 SOL to CEX.

Author: PANews
SEC's "Innovation Exemption" ignites the DeFi engine: DeFi's top players' TVL and coin prices interpret a song of ice and fire

SEC's "Innovation Exemption" ignites the DeFi engine: DeFi's top players' TVL and coin prices interpret a song of ice and fire

The cold winter of US regulation seems to be quietly receding, and a ray of light of "innovation exemption" has shone into the DeFi field. On June 9, the positive signal released by the top SEC officials indicated that the DeFi platform may usher in a more friendly development environment.

Author: PANews
Ripple intends to use XRPFi to activate XRP's market value of 100 billion yuan and fill the gap in the DeFi ecosystem

Ripple intends to use XRPFi to activate XRP's market value of 100 billion yuan and fill the gap in the DeFi ecosystem

XRPFi, the combination of XRP and decentralized finance (DeFi), is being seen by more and more practitioners as a new path to activate XRP, a long-established crypto asset, and drive the growth of the XRPL and Ripple ecosystem.

Author: PANews
PA Daily | South Korea's ruling party proposes legislation to allow the issuance of stablecoins; Zhao Changpeng once again becomes the richest Chinese

PA Daily | South Korea's ruling party proposes legislation to allow the issuance of stablecoins; Zhao Changpeng once again becomes the richest Chinese

CICC: Stablecoins can bridge the gap between centralized credit currencies and digital currencies in the medium and long term; ZK Nation: About 760 million ZKs will be unlocked in June, and about 167 million ZKs will be unlocked every month from July until June 2028; Upbit will launch AXL in the Korean won and USDT markets.

Author: PANews
The $500 million financing was sold out in an instant. How will Plasma, backed by Tether, build the Bitcoin financial settlement layer?

The $500 million financing was sold out in an instant. How will Plasma, backed by Tether, build the Bitcoin financial settlement layer?

Plasma, a financial layer built on Bitcoin, with Tether providing launch liquidity and enhanced by native privacy features, is able to achieve goals that other cryptocurrency projects cannot achieve.

Author: PANews
How Tether Co-Founder William Quigley Views Crypto Regulations in Trump’s Second Term

How Tether Co-Founder William Quigley Views Crypto Regulations in Trump’s Second Term

Donald Trump’s re-election has led to expectations of major changes in U.S. cryptocurrency regulations. Recent executive orders suggest that regulatory changes could soon affect the cryptocurrency industry. In an interview with Cryptonews , William Quigley, co-founder of Tether and WAX, shared his insights into what the next four years under Trump could mean for the industry. Quigley explained that the administration’s pro-crypto stance , along with key appointments and legislative efforts, could lead to clearer regulations. He also stressed the role of the private sector in shaping future of cryptocurrency regulations . Trump’s Second Term and the Future of Crypto Regulation Trump’s signals of potential changes in crypto regulations contrast sharply with previous administrations’ inconsistent approaches. Under Trump, there could be an emphasis on installing pro-crypto figures and fostering private sector involvement in virtual assets. Quigley remarked on the shift, “The Obama administration and the Biden administration in terms of how they thought about crypto, they were wary of it and Congress was not moving forward with any regulation. They didn’t seem to see it as important or terribly problematic either, with the exception of one federal agency, the SEC.” “The Trump executive order is very positive towards crypto, the statement that Trump wants the U.S. to be a leader in the crypto industry,” Quigley added. These changes are expected to create a more predictable regulatory environment, reducing uncertainty and supporting market stability. As the administration moves forward, regulatory decisions will determine how the government interacts with the digital currency sector. Establishing the Digital Asset Working Group President Trump’s executive order led to the creation of the President’s Working Group on Digital Asset Markets within the National Economic Council. This group is responsible for reviewing existing regulations and proposing clearer guidelines for the digital asset sector. Quigley shared his views on the impact of these developments, “The Trump executive order has created and get an omnibus crypto regulatory framework in the United States. And if that happens, I see all the other major countries in the world moving in a similar direction.” “To me, [the executive order] seems quite fast because there is so much to consider here, but I think before the Trump term ends, individuals will have ability to use stablecoins much more freely than they do now.,” said Quigley. The working group is tasked with crafting a federal regulatory framework specifically for digital assets like stablecoins , which will involve detailed considerations on how these assets are issued and operated within the U.S. The crypto industry awaits the Working Group’s report, due within 180 days, anticipating targeted legislative proposals that could redefine the regulatory environment and enhance market stability. Quigley Discusses Bank Reluctance The U.S. banking sector remains cautious about cryptocurrency due to unclear regulatory guidance and the potential for severe penalties. This hesitancy persists despite more positive remarks from figures like Federal Reserve Chairman Powell, who recently commended banks for their handling of cryptos . JUST IN: 🇺🇸 Federal Reserve Chair Jerome Powell says "banks are perfectly able to serve crypto customers." pic.twitter.com/IiFJhA8Qg3 — Watcher.Guru (@WatcherGuru) January 29, 2025 William Quigley highlighted the core issues, “Banks are still slow. This might be because they’ve gotten so much crosstalk over the years with what they’re allowed to do and not allowed to do.” “Any positive messaging from the White House and from the Federal Reserve is very good for us,” Quigley further explained. “But for these institutions, I think they need black and white guidance.” He also reflected on the broader implications of this reluctance, “In any major financial institution in the United States, there are thousands, maybe tens of thousands of employees who are primarily just compliance oriented people. There’s all these regulatory bodies at the federal level, and some similar ones at the state level, many of whom either give no guidance on crypto, or who give conflicting guidance.” #Bitcoin took 14 years to reach $100K. $200K could come by summer 2025. pic.twitter.com/KK1iIkAaSS — William E. Quigley (@WilliamEQuigley) January 15, 2025 In traditional banking systems, clarity and compliance remain paramount. The banking sector’s cautious approach to crypto may change in the future, but currently, this wariness serves as a major obstacle to wider acceptance and integration of these technologies. The Need for Congressional Action in Crypto Regulation Cryptocurrency regulation in the U.S. suffers from inconsistencies due to multiple agencies managing different aspects without a unified approach. This fragmented oversight has highlighted the need for a single regulatory body to provide clear and consistent governance. Trump’s recent executive order is seen as a pivotal step that might prompt Congress to establish a unified regulator, which could help reduce confusion and solidify the U.S.’s position in the global crypto market. “We can’t have the IRS calling it property, the CFTC saying, no, it’s a commodity, the SEC saying it’s a security, and then the U. S. Treasury forever saying, no, these are currencies, and that existed for years,” said Quigley.

Author: CryptoNews