Crypto Pulse—Industry Perspectives

Bank Indonesia kept the BI-Rate at 5.75% while raising its Deposit Facility rate to 5% at the October 20 and 21, 2026 Board of Governors meeting. The Lending Facility rate remained at 6.50%. The decision changes the return on banks’ placements at BI even though the main policy rate is unchanged. Source: October policy decision.The increase applies to a facility used by banks. Retail customers do not automatically receive a 5% savings or term-deposit rate. The effect reaches households through ba

Arbitrum continues to process substantial transaction activity, but transaction counts alone cannot determine the benefit to ARB. DefiLlama’s dashboard, checked on October 22, 2026, displayed approximately 1.82 million transactions over 24 hours. Spot trading through decentralized exchanges on the network reached US$1.162 billion over seven days, up 12.02% from the preceding seven-day period. Source: DefiLlama’s Arbitrum dashboard.These figures indicate network and application usage. They do not

The Indonesia Stock Exchange will exclude stocks classified as having High Shareholding Concentration (HSC) from the Jakarta Composite Index, or JCI, effective November 2, 2026. The change concerns index eligibility rather than the removal of those companies from the exchange. The policy and implementation date were confirmed in ANTARA’s report citing the exchange announcement.Investors need to distinguish between two effects. The JCI’s composition will change, potentially altering the influence

Bank Indonesia will lower the rupiah reserve requirement for conventional commercial banks from 9% to 7% in two stages during November and December 2026. The reduction creates room to use funds previously needed to meet reserve obligations. The implementation schedule was reported in ANTARA’s coverage of BI’s October 21 decision.The additional flexibility will not be identical for every bank. The maximum benefit under BI’s Macroprudential Liquidity Incentive Policy, known as KLM, will also fall

Ethereum ended the third quarter of 2026 with 43.8 million ETH staked, equivalent to 35.9% of supply, according to Bitwise’s report published on October 20. The figures describe the quarter-end position, not a live measurement on October 23. Source: The Bitwise Staking Report Q4 2026.That proportion is often interpreted as evidence that less ETH is available for sale. There is a mechanical basis for the argument: ETH securing the network cannot be transferred as immediately as an ordinary wallet

XRP is now available through Krypto, powered by Deka within Germany’s Sparkasse app. Customers of participating banks can open a crypto account and buy or sell supported assets. DekaBank lists XRP alongside Bitcoin, Ethereum, Solana, and Polygon in its official product information.The integration adds an XRP distribution channel inside a banking app customers already use. They do not need to begin with an entirely unfamiliar trading application, although opening an account and accepting the cryp

President Prabowo Subianto outlined a target to distribute up to Rp400 trillion in credit in 2027 at the national coordination meeting of Regional Financial Access Acceleration Teams on October 22. The groups named include farmers, fishers, rural communities, residents of remote and disadvantaged areas, and low-income urban households. The statement appears in the State Secretariat’s official release.The financing is intended to expand business opportunities and household income. Rp400 trillion

LayerZero is scheduled to release another ZRO allocation on October 20, 2026. According to DefiLlama's vesting calendar, approximately 23.63 million ZRO will become available to recipients at 05:33 UTC. The batch consists of 10.63 million ZRO for core contributors and 13 million ZRO for strategic partners.The scheduled amount is equivalent to roughly 5.91% of the estimated 399.98 million ZRO circulating supply. That ratio is large enough to warrant attention, particularly because the tokens are

Filecoin has scheduled activation of its Solstice upgrade, or network version 29, at epoch 6,470,279. Lotus release notes place the estimated time at 12:59:30 UTC on October 19, 2026, equivalent to 19:59:30 WIB in Indonesia. The upgrade changes storage incentives and block-reward distribution through FIP-0118. Source: official Lotus v1.37.0 release.The change matters to FIL holders because incentives determine how tokens are distributed and how storage providers earn revenue. Solstice moves part

Pi Network is upgrading its Mainnet blockchain to Protocol 28. The official Pi Node page states that every Mainnet node must upgrade to v28 and links to specific instructions for node operators.The status needs to be described accurately. As of October 17, 2026, the official page continued to state that the upgrade was in progress. Pi Network had not published an accessible announcement on that page confirming that every node had completed the transition or that Protocol 28 was fully active acro