The post Exclusive Crypto Indonesia 2025: OJK Rules, CFX Launch, and Stablecoin Debate appeared first on Coinpedia Fintech News Indonesia’s crypto ecosystem is rapidly evolving. Pintu has crossed 10 million app downloads, with its derivatives product Pintu Futures recording 170% month-on-month growth.  At Coinfest Asia 2025, the company showcased its vision for mass adoption, while industry leaders raised concerns over heavy reliance on U.S. dollar–backed stablecoins and the urgent need to strengthen the role …The post Exclusive Crypto Indonesia 2025: OJK Rules, CFX Launch, and Stablecoin Debate appeared first on Coinpedia Fintech News Indonesia’s crypto ecosystem is rapidly evolving. Pintu has crossed 10 million app downloads, with its derivatives product Pintu Futures recording 170% month-on-month growth.  At Coinfest Asia 2025, the company showcased its vision for mass adoption, while industry leaders raised concerns over heavy reliance on U.S. dollar–backed stablecoins and the urgent need to strengthen the role …

Exclusive Crypto Indonesia 2025: OJK Rules, CFX Launch, and Stablecoin Debate

2025/08/25 15:22
3 min read
Crypto Indonesia 2025

The post Exclusive Crypto Indonesia 2025: OJK Rules, CFX Launch, and Stablecoin Debate appeared first on Coinpedia Fintech News

Indonesia’s crypto ecosystem is rapidly evolving. Pintu has crossed 10 million app downloads, with its derivatives product Pintu Futures recording 170% month-on-month growth. 

At Coinfest Asia 2025, the company showcased its vision for mass adoption, while industry leaders raised concerns over heavy reliance on U.S. dollar–backed stablecoins and the urgent need to strengthen the role of the Indonesian rupiah in the digital economy.

To better understand the implications of this transformation, Coinpedia spoke exclusively with Alex Chandra, Public Policy & Government Relations Strategist, who brings deep expertise in tech regulation, data privacy, and the digital economy.

Indonesia Crypto Regulation: OJK Oversight and Compliance Challenges

With oversight shifting from BAPPEBTI to OJK, Indonesian exchanges are facing a tougher compliance regime. Executives must now pass fit-and-proper tests and are held accountable for the effectiveness of internal controls. 

Exchanges are also expected to demonstrate bank-level governance, from segregated client funds to strong cybersecurity systems. Many platforms are investing in AI-driven monitoring tools and expanding compliance teams to meet OJK’s higher standards.

CFX Exchange Indonesia: Centralization or Market Stability?

The launch of the Crypto Futures Exchange (CFX) has been viewed both as a safeguard and a centralization risk. By centralizing trading, clearing, and custody, it is designed to safeguard investors, promote transparency, and strengthen systemic trust. Still, experts stress that regulatory sandboxes and tiered frameworks must be allowed so innovation isn’t stifled.

Digital Rupiah vs Stablecoins: Can They Coexist in Indonesia?

As Bank Indonesia develops the Digital Rupiah, questions arise about its impact on stablecoins. Chandra sees them as complementary rather than competing.

Industry leaders share the urgency of addressing reliance on dollar-backed tokens. Nathanael Christian, CEO of IDRX, warned that over 99% of Indonesian crypto investors use dollar-backed stablecoins, effectively channeling rupiah into U.S. Treasuries. Similarly, Andrew Hidayat of COIN stressed that recognition of stablecoins as legal tender could open the door for seamless cross-border payments.

Indonesia Crypto Tax Reform and Investor Confidence

Indonesia’s new tax regime, eliminating VAT and introducing a 0.21% final income tax, marks a pivotal reform. The simplified system creates greater certainty for investors and exchanges. However, if the rate is seen as high compared to global hubs, there’s a risk traders may shift offshore.

AML, KYC, and Crypto Onboarding in Indonesia

OJK’s stricter AML and KYC rules have reshaped onboarding. Exchanges are adopting tiered onboarding models—automated e-KYC for small traders and enhanced due diligence for larger accounts. While compliance costs rise, the move is expected to improve trust and professionalism in the long run.

Indonesia Crypto Adoption: Building a Sustainable Future

Despite stricter regulation, Chandra remains optimistic about Indonesia’s trajectory. Clear rules, taxation reforms, and investor protections can attract institutions and build trust. If applied proportionately, these measures will ensure sustainable adoption without driving users offshore.

Web3 developer Febi Mettasari echoed the sentiment, urging that regulatory support also extend to blockchain builders, so Indonesia doesn’t fall behind in Web3 adoption.

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

bell icon Subscribe to News
Market Opportunity
CONFLUX Logo
CONFLUX Price(CFX)
$0.05079
$0.05079$0.05079
+2.75%
USD
CONFLUX (CFX) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact [email protected] for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Cashing In On University Patents Means Giving Up On Our Innovation Future

Cashing In On University Patents Means Giving Up On Our Innovation Future

The post Cashing In On University Patents Means Giving Up On Our Innovation Future appeared on BitcoinEthereumNews.com. “It’s a raid on American innovation that would deliver pennies to the Treasury while kneecapping the very engine of our economic and medical progress,” writes Pipes. Getty Images Washington is addicted to taxing success. Now, Commerce Secretary Howard Lutnick is floating a plan to skim half the patent earnings from inventions developed at universities with federal funding. It’s being sold as a way to shore up programs like Social Security. In reality, it’s a raid on American innovation that would deliver pennies to the Treasury while kneecapping the very engine of our economic and medical progress. Yes, taxpayer dollars support early-stage research. But the real payoff comes later—in the jobs created, cures discovered, and industries launched when universities and private industry turn those discoveries into real products. By comparison, the sums at stake in patent licensing are trivial. Universities collectively earn only about $3.6 billion annually in patent income—less than the federal government spends on Social Security in a single day. Even confiscating half would barely register against a $6 trillion federal budget. And yet the damage from such a policy would be anything but trivial. The true return on taxpayer investment isn’t in licensing checks sent to Washington, but in the downstream economic activity that federally supported research unleashes. Thanks to the bipartisan Bayh-Dole Act of 1980, universities and private industry have powerful incentives to translate early-stage discoveries into real-world products. Before Bayh-Dole, the government hoarded patents from federally funded research, and fewer than 5% were ever licensed. Once universities could own and license their own inventions, innovation exploded. The result has been one of the best returns on investment in government history. Since 1996, university research has added nearly $2 trillion to U.S. industrial output, supported 6.5 million jobs, and launched more than 19,000 startups. Those companies pay…
Share
BitcoinEthereumNews2025/09/18 03:26
Silver Price Crash Is Over “For Real This Time,” Analyst Predicts a Surge Back Above $90

Silver Price Crash Is Over “For Real This Time,” Analyst Predicts a Surge Back Above $90

Silver has been taking a beating lately, and the Silver price hasn’t exactly been acting like a safe haven. After running up into the highs, the whole move reversed
Share
Captainaltcoin2026/02/07 03:15
Citi Caps Year-End at $4,300, But ETF outflows Challenge Outlook

Citi Caps Year-End at $4,300, But ETF outflows Challenge Outlook

The post Citi Caps Year-End at $4,300, But ETF outflows Challenge Outlook appeared on BitcoinEthereumNews.com. Ethereum Price Prediction: Citi Caps Year-End at $4,300, But ETF outflows Challenge Outlook Disclaimer: The information found on NewsBTC is for educational purposes only. It does not represent the opinions of NewsBTC on whether to buy, sell or hold any investments and naturally investing carries risks. You are advised to conduct your own research before making any investment decisions. Use information provided on this website entirely at your own risk. Related News © 2025 NewsBTC. All Rights Reserved. This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy Center or Cookie Policy. I Agree Source: https://www.newsbtc.com/news/ethereum/ethereum-price-prediction-citi-caps-year-end-at-4300-but-etf-outflows-challenge-outlook/
Share
BitcoinEthereumNews2025/09/18 14:30