XRP price prediction 2026-2032: Will XRP reach $5?

Key takeaways:

• The XRP price prediction suggests that the coin’s price will rise to $3.37 by the end of 2026.
• The growing adoption rate of the XRP Ledger Protocol could push XRP to an average price of $6.55, with a possible maximum trading value of $7.11 in 2028.
• In 2032, the target price for XRP is between $13.47 and $14.59, with an average price of $14.03.

XRP has a strong community of supporters and developers and continues to see tremendous potential in Ripple’s technology and products. Despite short-term price fluctuations and a bear market, many analysts believe XRP has a bright future.

Whether it will reach new highs or continue to grow steadily remains to be seen, and despite its history of legal battles with the Securities and Exchange Commission, this digital asset will undoubtedly play an important role in global financial institutions.

So, how high can XRP realistically go? Will XRP reach 5 dollars?  

Let’s answer these questions in our XRP price prediction. 

Overview

XRP price prediction: Technical analysis

XRP price analysis: XRP holds around $1.89

TL;DR Breakdown

• XRP price analysis confirms an upward trend at $1.89.
• The token gained 2.28% in value.
• XRP has support at $1.84.

On January 2, 2026, XRP shows a mild recovery, as the trend turns bullish for the day. The coin is trading near $1.89 after a 2.28% increase in the past 24 hours. The buyers are striving to gain momentum, but the conditions are still cautious for bullish traders, as the coin can enter a correction again by the next trading session.

XRP price analysis on the daily timeframe 

The one-day price chart of XRP confirmed an upward market trend for the cryptocurrency. XRP/USD value increased to a $1.89 high in the past 24 hours. Green candlesticks on the price chart signify returning buying momentum.

The distance between the Bollinger bands defines the volatility. This distance is shrinking as volatility is decreasing. Moreover, the upper band of the Bollinger Bands indicator, acting as the resistance, is at $1.96. The lower Bollinger band, indicating support, is at $1.80.

The Relative Strength Index (RSI) indicator is in the neutral area. The indicator is currently at 45 and moving upward, which marks a bullish trend. The buying activities have led to an increase. This ascent is reflected by an upward curve on the RSI graph. If the bullish momentum continues to rise, the market can enter a period of stability.

XRP price analysis on the 4-hour chart

The four-hour price analysis of XRP also confirmed a bullish market trend for the cryptocurrency. Its value increased to $1.89 in the past four hours. The decreased volatility signals fewer signs of reversal in the coming hours.

The Bollinger bands are not far apart as volatility is low. This decrease in volatility signals a higher market predictability. Moreover, the upper Bollinger band has shifted to $1.90, indicating the resistance threshold. Conversely, the lower Bollinger band is at a low of $1.82, securing the support.

The RSI indicator is in the neutral zone as it moves upwards. Its value has increased to index 59 in the past few hours. The curve on the RSI graph confirms a positive trend as the indicator’s score increases. The recent upturn refers to a relatively balanced trading environment for investors.

XRP technical indicators: Levels and action

Daily simple moving average (SMA)

Daily exponential moving average (EMA)

What to expect from XRP price analysis next?

The daily price analysis for the XRP/USD pair presents a bullish trend for the cryptocurrency, as the buying interest reignites. In the past 24 hours, the bulls continued their lead, thereby creating favorable circumstances for the investors. As a result, the coin value has recovered to $1.89 because of the increasing momentum today.

Is XRP a good investment?

XRP, a cryptocurrency specifically designed for quick and cost-effective cross-border transactions, holds promise in global finance. The easing of regulatory hurdles for Ripple, along with the rising adoption, might boost the XRP price. Additionally, several recent acquisitions and CBDC developments make XRP a good long-term investment option. As with any investment, the outlook for XRP remains uncertain, necessitating a cautious approach and thorough due diligence. It is advised to proceed with caution.

Why is XRP up?

The XRP/USD crypto pair price has increased as buying momentum picked up, driving the coin’s price to $1.89.

How much will XRP cost in 2026?

XRP is expected to trade at an average price of $2.81 by the end of 2026.

Will XRP reach $5?

If demand for XRP tokens continues to rise and its growth trajectory remains consistent, the coin could approach $5 by 2027. However, it’s crucial to remember that XRP’s all-time high stands at $3.65, achieved on July 18, 2025. 

Can XRP reach $20?

According to Ripple’s price prediction, XRP has a chance of reaching near $20 but not before 2032. However, it is expected to reach this level if the XRP ecosystem adoption by major financial institutions continues, making it a good option to buy XRP.

Will XRP reach $100 dollars?

Though there are rumors of XRP reaching $100 in the market, and some pro-XRP analysts are also promoting it, many are raising questions about this possibility. XRP may not reach $100 in the near future, at least. Still, the token provides a good buying opportunity to investors looking for long-term goals.

Will XRP reach $1000?

If one XRP coin is worth $1000, its market cap must be more than $100 trillion. Comparatively, the total global stock market cap is about $110 trillion. Therefore, it is unlikely that XRP will reach $1000, based on current market dynamics.

Does XRP have a good long-term future?

XRP is expected to increase in value gradually over the coming years, giving good yields to XRP holders and institutional investors. The coin is expected to reach a maximum price of $14.59 by 2032, making it a valuable asset, particularly with the continued efforts of Ripple Labs. However, some regulatory uncertainties still exist for XRP. Considering these factors, investors must carry out their own research.

Recent news/opinions on the Ripple Network

• Cryptopolitan reported that XRP trading was twice as volatile as BTC trading in 2025. On-chain data revealed that XRP recorded 80% realized volatility during the past year, highlighting a need for deeper liquidity to achieve stability. To maintain liquidity flow, Ripple released 1 billion XRP tokens in three tranches on January 1, 2026.

XRP price prediction January 2026

According to the Ripple price prediction for January 2026, XRP could reach a maximum price of $2.12. The average trading price is expected to be $1.86 for the month, while the lowest it can go, as per XRP cost estimation, is $1.61, considering the current XRP sentiment.

XRP price prediction 2026

The XRP price prediction for 2026 suggests that the price could reach a maximum of $3.37 by the end of the year, considering its technological utility and enhancement of cross-border payments. We expect an average trading price of $2.81 and a floor price of $1.57.

XRP price predictions 2027-2032

XRP price prediction 2027

The XRP price predictions for 2027 suggest that the XRP cryptocurrency could reach a minimum trading price of $4.11 and an average price of $4.68. The XRP price forecast further suggests that the Ripple coin is estimated to reach a maximum of $5.24.

XRP price prediction 2028

Ripple XRP price prediction for 2028 estimates a minimum value of $5.98, which is significantly higher than the current XRP price, and an estimated average XRP price of $6.55. The maximum price forecast for 2027 is $7.11, which is quite higher than its current price.

Ripple price prediction 2029

The Ripple price prediction for 2029 shows a minimum price of $7.85. XRP price is expected to reach a maximum level of $8.98, with an estimated average trading value of $8.42 through 2028.

XRP price prediction 2030

The XRP price prediction for 2030 estimates that XRP will attain a minimum price of $9.73, an average trading price of $10.29, and a maximum price of $10.85.

XRP price prediction 2031

XRP price prediction for 2031 suggests a minimum price of $11.60 and an average expected trading price of $12.16 throughout the year 2030. The maximum forecasted price target for 2030 is set at $12.72.

XRP price prediction 2032

The XRP price prediction for 2032 is a minimum price of $13.47 and an average price of $14.03. The maximum forecast price for 2032 is $14.59, as crypto analysts expect investors to continue buying XRP.

XRP market price prediction: Analysts’ XRP price forecast

Cryptopolitan’s XRP price prediction

Our forecast indicates that XRP is expected to reach a high price of $3.37 by the end of 2026. In 2027, the XRP price is expected to range between $4.11 and $5.24. In 2032, the cryptocurrency is expected to range between $13.47 and $14.59, with an average price of $14.03.

It is important to consider that predictions are not investment advice. Professional consultation is suggested, or you can carry out your research.

XRP historic price sentiment

• Before 2017, the asset’s value hovered around $0.01; in April 2017, it rose to $0.05; the gradual climb soon continued as it reached $0.25 in May, showing a positive price action as Ripple continued to excel.
• Towards the end of 2019, XRP price stabilized at around $0.30 and did not cross the $0.5 mark throughout the year.
• However, the bullish run of 2020 pushed the coin’s value to a peak price of $0.8, gaining investor interest before finishing the year at $0.66.
• Early 2021 was supposed to be bullish for XRP, but the SEC announced a lawsuit that derailed investors. Nonetheless, XRP beat the odds and surged above $1.5 during the year, but by 2022, it plummeted to as low as $0.31, significantly decreasing XRP market cap.
• XRP started 2023 at $0.335, and on July 13, it almost doubled its value in a steep spike. It shot from $0.470 to $0.814 while swinging towards $0.9 for a few hours. A partial victory against the SEC triggered the price jump, surging the trading volume. XRP closed 2023 at about $0.62.
• In 2024, XRP has so far ridden the market wave. The bears earlier on and then a bullish price movement by mid-March resulted in a market price of $0.72, according to data from the cryptocurrency market.
• In July, XRP traded between $0.418 and $0.658, showing a good recovery. However, the coin went under bearish pressure at the start of August, falling back down to the $0.550 range as per crypto market records showing high volatility.
• In September 2024, XRP recovered up to the $0.642 level, but the price went down to the $0.500 range in October. A tremendous bullish impulse was observed in November when XRP touched the $1.96 mark, and it reached $2.72 on December 2, 2024.
• In January 2025, XRP reached a peak price of $3.19 and traded near the $2.90 level in February. It stepped down to $2.1 in March and to $1.79 in April.
• By the middle of May, XRP touched $2.57, and in July, it marked a new all-time high of $3.65.
• Near the start of August 2025, XRP was trending above $3, showing significant growth as the market sentiment was tilting toward the positive side; however, it lost $3 by the end of the month.
• In October through November, XRP traded around $1.83 to $3.10. At the start of December, XRP is trading around $1.99 to $2.18.
• XRP entered 2026 in a corrective phase, trending near $1.8, as the broader crypto market is bearish.