Cryptocurrency news networks for today reveal that the difference between chain activity and token market performance has widened. Solana is still recording theCryptocurrency news networks for today reveal that the difference between chain activity and token market performance has widened. Solana is still recording the

Which Crypto to Buy Today for Short-Term as This $0.04 Token’s Model Dominates Over Solana (SOL)

2025/12/31 00:00
3 min read

Cryptocurrency news networks for today reveal that the difference between chain activity and token market performance has widened. Solana is still recording the highest number of transactions, including the most ETF inflows, but the market trend is putting pressure on its price. 

However, emerging DeFi networks that are still under development are rapidly getting aggressive investments, mainly because traders want to know which crypto to invest in for the short-term profit. It is against this background that Mutuum Finance is emerging as one of the best crypto to buy right now, currently valued at $0.04 for presale stage 7, but has a clearly defined lending concept that is different from that of Solana.

Solana (SOL)

Another thing is that Solana is among the most active blockchain networks. SOL is quite depressed, as it has fallen below its 50 percent mark compared to its relative highs and is in a strong bear market despite experiencing more on-chain activity. According to statistics, Solana trails Ethereum and BNB Chain with 34 billion transactions in the last year with monthlies up to 98 million transactions. ETF inflows remain positive, and it received flow of 66.5 million last week, and it has continued its streak of eight weeks.

Even though the Alpenglow update will see the finality become faster and higher throughput, the price performance of Solana shows the lack of correlation between network power and profits.

Mutuum Finance (MUTM)

Solana is still grappling with the market structure, but Mutuum Finance is in the headlines as the top crypto to buy now in the DeFi market. MUTM is in Phase 7 of the presale process, which is selling rapidly, making this the last chance to buy the token before the cost increases in Phase 8 from $0.04 to $0.045, a significant surge of nearly 20%.

The amount raised so far is $19,500,000, with a total number of MUTM holders at 18560. The prevailing market price of phase 7 is $0.04, which is an increase by 300% from phase one market price of $0.01. The launch market price of MUTM is expected to sell at $0.06, with an estimated gain potential of 420% ROI to the investors.

Aside from the price momentum, another appeal of Mutuum, a top crypto to buy now, is its lending and borrowing model. The platform was developed to provide a sustainable use of the cryptocurrency through the use of loans and interest-driven utility. It is undergoing an audit process independently, where Halborn Security is examining the lending and borrowing smart contracts of Mutuum.

The team has also rolled out a dashboard that has incorporated a leaderboard for the top 50 holders and also allows for a 24 Hour Leaderboard that resets on a daily basis at 00:00 UTC. Daily, the first-ranked user is also rewarded with a $500 MUTM bonus if any transaction is made. This enhances on-chain activity.

Why Timing Matters Now

In the context of traders considering the new crypto they should purchase today as part of short-term investment, the difference between the two is evident. While Solana represents the strength of a mature network coupled with a declining market structure, Mutuum Finance presents growth in presale momentum with well-defined uses, as well as a developing market stage. In this context, MUTM represents the best crypto to purchase before the next market pricing level.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance

Market Opportunity
TokenFi Logo
TokenFi Price(TOKEN)
$0,003174
$0,003174$0,003174
+2,85%
USD
TokenFi (TOKEN) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact [email protected] for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Ripple unveils XRPL’s updated roadmap with plans to launch a native lending protocol

Ripple unveils XRPL’s updated roadmap with plans to launch a native lending protocol

The post Ripple unveils XRPL’s updated roadmap with plans to launch a native lending protocol appeared on BitcoinEthereumNews.com. Key Takeaways A native lending protocol is scheduled for release in XRPL Version 3.0.0 later this year. Recent upgrades bring advanced features like Batch Transactions, Permissioned DEX, and upcoming zero-knowledge proof integration. Ripple on Monday published an updated roadmap for the XRP Ledger outlining new features designed to scale institutional decentralized finance. As part of the update, the team plans to launch a native lending protocol later this year to support compliant, low-cost on-ledger credit markets. The product is slated to go live with XRPL Version 3.0.0. The protocol will introduce pooled lending and underwritten credit directly at the ledger level through Single-Asset Vaults and the Lending Protocol specifications. The system will pool liquidity through vaults and issue shares that can be public or restricted, then use these vaults to support fixed-term loans with repayment schedules managed directly on-chain. While underwriting and risk management remain off-chain, institutions can add safety with first-loss capital or structure collateralized loans through regulated custodians. According to Ripple, the protocol is aimed at giving institutions low-cost, compliant credit markets that tap into liquidity from global investors. With XRPL’s low fees, fast settlement, and modular design, the team wants to make institutional DeFi more efficient and scalable. “For institutions, the appeal is clear: no financial institution will turn down low-cost capital if it can be sourced within KYC/AML standards. The lending protocol enables exactly that, pooling liquidity from a global base of smaller investors into institutional-sized loans while maintaining compliance,” the roadmap states. The roadmap also points to future integration of zero-knowledge proofs to enable privacy-preserving collateral management while maintaining regulatory compliance. Ripple said the deployment is under development, with confidential Multi-Purpose Tokens planned for Q1 2026. XRPL’s institutional DeFi roadmap is moving beyond token standards and compliance toward a native lending system. The next phase…
Share
BitcoinEthereumNews2025/09/23 00:56
ROKFORM Launches Rugged Case and Screen Protectors for Samsung Galaxy S26

ROKFORM Launches Rugged Case and Screen Protectors for Samsung Galaxy S26

Military-grade drop protection, pocket-friendly design, MAGMAX™ and RokLock™ mounting IRVINE, Calif., Feb. 25, 2026 /PRNewswire/ — ROKFORM today launched the Rugged
Share
AI Journal2026/02/26 04:16
DBS Partners With Franklin Templeton and Ripple for Tokenized Lending Platform

DBS Partners With Franklin Templeton and Ripple for Tokenized Lending Platform

TLDR DBS Digital Exchange, Franklin Templeton, and Ripple signed a memorandum of understanding to launch tokenized trading and lending services on the XRP Ledger DBS will list Franklin Templeton’s sgBENJI token alongside Ripple’s RLUSD stablecoin, allowing real-time swaps for institutional investors The partnership enables portfolio rebalancing and yield generation during volatile market conditions through tokenized [...] The post DBS Partners With Franklin Templeton and Ripple for Tokenized Lending Platform appeared first on CoinCentral.
Share
Coincentral2025/09/18 17:06