The New Crypto Dominating Q4 2025, Only 6% Tokens Under $0.04 Remain

It is being overtaken by a new cryptocurrency in the last quarter of 2025 and the demand is increasing at a faster rate than many had anticipated. As 6% of its existing token issue remains outstanding at less than half a $0.08, investors are scrambling to lay hands on their positions before the next crypto market leap. The pace is picking up day by day and it is prematurely believed that this project can be the best one to purchase currently as more and more interest is generated in the market.

Explosive Presale at Mutuum Finance

One of the best presales of the year has been by Mutuum Finance (MUTM). When the presale was opened in early 2025, the token was priced at $0.01. It now costs $0.035, which is a 250% increase in token appreciation. The rise has been gradual and not abrupt as perceived by many traders.

The presale occupies 1.82 billion tokens (45.5%) of the total supply of 4B. Over 800 million tokens have already been sold. Mutuum Finance has already raised over $19M and has over 18,200 holders, which makes it one of the most active new cryptocurrency offerings in 2025.

Phase 6 is in the final stages, and it is already allocated over 94%, and only a minor percentage of tokens is left at the current price. The high demand rate is one of the reasons why investors seeking the best cryptocurrency to invest today are putting MUTM under their watch.

Mutuum Finance and What It Is Building

Mutuum Finance is developing a flexible and yield-efficient protocol of lending and borrowing, which is decentralised. The system aims at providing users with greater liquidity control and allowing a safer way of borrowing and more predictable returns.

The central concept of the platform is the use of mtTokens, with which users are rewarded when they post assets to the protocol. These tokens increase in value as the borrowers repay interest, which is comparable to the yield bearing receipt of deposits. The design assists in making the interests of the suppliers and the borrowers to match without the use of basic staking rewards.

A buy-and-distribute model also helps Long-term value at Mutuum Finance. A part of the protocol revenue is used to buy MUTM on the open market, and MUTM on the open market is redistributed to users that stake mtTokens in the safety module. This provides pressure to purchase continuously and compensate the active users as the platform increases.

The issue of security has been a primary interest since the beginning. The project underwent a CertiK audit where the score was 90/100 Token Scan and Halborn Security is looking into lending and borrowing contracts. Having already finalized code, this stage of transparency gives comfort to the early investors and contributes to the development of trust concerning the long-term perspectives of the project.

V1 Launch, Whale Activity and Increasing Urgency

As indicated in the official account of Mutuum Finance V1 protocol, the release of the protocol is set on the Sepolia Testnet in Q4 2025. The initial version will consist of a working liquidity pool, mtTokens, a debt-tracking token, and the liquidation bot. There will be support of ETH and USDT at the launch. The existence of a working protocol in the presence of the token lists enhances the likelihood of the existence of an early exchange visibility, which may become a trigger to more interest and a purchasing triumph.

It has been observed that the activities of the whale are on the increase with Phase 6 nearing its end. There are recent significant allocations such as buys of more than $100K which indicate that there is a lot of confidence in this project on its long-term vision. When large investors join in the last phases of a presale, it is usually an indication of active demand.

The number of tokens below $0.04 is shrinking at a 6% rate, and there is always a sense of urgency. Investors who seek the best cryptocurrency to invest in at the moment are fast mounting their horses as the countenance at $0.035 narrows by day. As soon as Phase 6 is fully allocated, the following step will increase the entry price, and there will be no likelihood to purchase MUTM lower than $0.04.

Supported by a booming presale, robust security bases, plans to launch stablecoins, oracle infrastructure, whales and an almost full Phase 6, Mutuum Finance now applies to Q4 2025. The early investors have only a meager percentage of tokens remaining at 0.035 and the clock is running out on them. The supply will dwindle at any time as long as the demand remains at this rate.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance