Maya Evaluates Potential US IPO to Raise Up to US$ 1 Billion

Maya is reportedly considering an initial public offering (IPO) in the United States that could raise between US$500 million and US$1 billion.

While the company has declined to confirm these reports, citing them as market speculation, it maintains that its current priority is scaling its ecosystem for consumers and businesses in the Philippines.

The fintech firm, which serves as the financial technology arm of PLDT Inc., operates as a licensed digital bank under the Bangko Sentral ng Pilipinas.

Since transitioning from its origins as an e-wallet, Maya has developed into an integrated financial system offering savings, loans, merchant services, and cryptocurrency trading.

Financially, the company has shown consistent growth. In the third quarter of 2025, Maya recorded its third consecutive profitable quarter with a net income of PHP 532 million.

Deposit balances rose to PHP 57 billion, a 59% increase year-on-year, while total loan disbursements reached PHP 187 billion since the bank’s launch.

The platform currently supports nine million bank users and 2.4 million borrowers.

A potential listing in the US would provide Maya with access to deeper capital pools and a broader base of institutional investors compared to the local market.

For now, the company emphasises its stable financial position, stating, “We also continue to benefit from strong shareholder support and remain well capitalised to execute our growth plans”.

Featured image: Edited by Fintech News Philippines based on an image by RSplaneta via Freepik.

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