The post Why Long-Term Savers Are Rethinking Strategy appeared on BitcoinEthereumNews.com. On Tuesday, December 16, BeInCrypto and the cryptocurrency exchange EMCDThe post Why Long-Term Savers Are Rethinking Strategy appeared on BitcoinEthereumNews.com. On Tuesday, December 16, BeInCrypto and the cryptocurrency exchange EMCD

Why Long-Term Savers Are Rethinking Strategy

On Tuesday, December 16, BeInCrypto and the cryptocurrency exchange EMCD hosted a joint webinar and AMA session. The event brought together experts from the crypto, DeFi, and financial infrastructure sectors.

The discussion focused on inflation, the structural limits of traditional finance, and long-term strategies within the crypto ecosystem. Participants also learned more about EMCD’s Coinhold solution.

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EMCD Webinar: Why Traditional Finance Fails to Protect Capital

The webinar opened with a broad look at the current macroeconomic environment. Jakub Dziadkowiec pointed to persistently high inflation, which in recent years has exceeded 10%. He noted that holding cash leads to a steady loss of purchasing power month after month.

Jan Warmus then explained how bank deposits work in practice. Banks use customer funds to generate profits while offering interest rates that fail to keep up with inflation. 

As a result, the real return for savers often remains negative.

He also addressed foreign currency accounts, arguing that they do little to solve the problem. Exchange rate fluctuations and banking fees further reduce their effectiveness. 

In his view, the financial system was never designed to preserve savings—it prioritizes institutional efficiency over individual capital protection.

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Cryptocurrencies, Long-Term Strategies, and Coinhold

The second part of the webinar shifted to crypto markets. Jakub asked about realistic investment options outside the traditional system. Jan Warmus highlighted long-term Bitcoin accumulation and mining as an infrastructure-driven business model.

Dominic stressed the need for a mindset shift among investors. He explained that Web3 and DeFi enable compound-based models, where understanding infrastructure matters more than short-term trading. According to him, informed participation outweighs active speculation.

When asked how investors should prepare, Jan emphasized consistency and simplicity. He recommended dollar-cost averaging (DCA) to reduce emotional decision-making. Dominic added that solid analysis leads to calmer, more disciplined asset management.

Later, Jakub turned the discussion to EMCD’s Coinhold. Jan explained that the product was built for long-term users, with a low entry threshold and no need for advanced technical knowledge.

He also clarified how yields are generated. User funds are deployed across the EMCD ecosystem, including mining infrastructure and professional lending operations. 

The goal is to deliver stable and predictable returns. Jan described Coinhold as a “set it and forget it” solution.

The webinar concluded with an AMA session, where experts answered the most relevant questions from participants.

To explore BeInCrypto’s latest crypto market analysis, click here.

Source: https://beincrypto.com/emcd-webiner-crypto-inflation-investment-strategy/

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